Tony Valdez, Lower Mortgage
Loan Officer
Tony Valdez is a trusted mortgage loan officer serving homebuyers and homeowners in Santa Clarita and the surrounding areas. He specializes in conventional, FHA, VA, jumbo, refinance, and first-time homebuyer loans, with a focus on clear co...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Tony made everything so easy for us, even with unexpected hurdles he always stayed calm and had a quick solution ready. He also got us an amazing deal! I'm so happy we chose Tony to help us buy our first home and I would absolutely use him...
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Kept me informed
Reply from Tony Valdez, Lower Mortgage
May 25th, 2026 05:28 PM
I'm glad I was able to keep you informed, Rhobert. If you have any more questions or need further assistance, feel free to reach out. Thank you for your review!
Tony went above and beyond to make sure we understood each step of this process . In a time that's extremely stressful, Tony was able to be a positive support to work along side of our realtor. I can't express thankfuk we are to have been able...
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Reply from Tony Valdez, Lower Mortgage
May 12th, 2026 07:20 PM
Amanda, I appreciate your kind words. I'm glad I could provide the support you needed during such a stressful time and work alongside your awesome realtor to ensure you understood each step of the process. Thank you for trusting me to guide...
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Tony was extremely professional, always available to help and worked hard to make the deal happen. Would use him every single time.
Reply from Tony Valdez, Lower Mortgage
May 6th, 2026 04:42 PM
I'm glad to hear you had such a positive experience, Jordan. Your trust and willingness to work with me again are truly appreciated. Thank you for your kind words!
Great communication and helpful explanations along the way!
Reply from Tony Valdez
April 21st, 2026 04:25 PM
Thank you for your kind words, Rajeev. I'm glad to hear that you appreciated the communication and found the explanations helpful. If there's anything else I can assist you with, please let me know.
Thank you Tony for your professionalism and efficient service. You made the whole process easy and stress free. Luis and I will definitely refer you to family and friends. You are 10/10
Reply from Owner
April 21st, 2026 04:26 PM
Thank you, Sonia. I'm happy to hear that you and Luis found the process easy and stress-free. Your willingness to refer me to family and friends is greatly appreciated. If there's anything more I can do for you, please let me know!
Tony is awesome overall !!!! He is patient and very clear and easy to understand. He and his team made this whole experience very smooth and enjoyable. Would definitely recommend Tony to family and friends 🥰
Reply from Tony Valdez
April 10th, 2026 08:09 PM
I’m glad to hear that you found the experience both smooth and enjoyable, Sonia. It’s important to me to communicate clearly and provide patient support, so your words are truly appreciated. Thank you for considering recommending me to others;...
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We've done a few transactions and always a easy and great experience.
Reply from Tony Valdez
April 8th, 2026 05:41 PM
It's great to hear you've consistently had smooth and positive experiences with each transaction, Steven. Providing an easy process is my goal, and I'm glad it has met your expectations. If you have any more needs in the future, please don't...
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Aloha!Tony has been incredibly vital in providing information and guiding us through the process. He answered every email, took every call, even while traveling and on weekends. His dedication and responsiveness truly made a difference for...
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Reply from Owner
March 31st, 2026 09:13 PM
It's heartening to hear that my dedication and responsiveness made such a difference in your experience, Cristhian. I take pride in being available and providing thorough guidance, and it's wonderful to know that this was appreciated. Your...
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Aloha! Tony has been incredibly vital in providing information and guiding us through the process. He answered every email, took every call, even while traveling and on weekends. His dedication and responsiveness truly made a difference for...
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About
Tony Valdez is a trusted mortgage loan officer serving homebuyers and homeowners in Santa Clarita and the surrounding areas. He specializes in conventional, FHA, VA, jumbo, refinance, and first-time homebuyer loans, with a focus on clear communication, fast closings, and personalized service. Tony works closely with buyers, real estate agents, and investors to deliver smooth, stress-free mortgage solutions. Whether you’re purchasing, refinancing, or investing, he provides expert guidance from application to closing with competitive rates and reliable support.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Military Loan Specialist;
Investment Purchase Specialist
Search Rank ScoreLearn More →
563
/850
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Positions
- Lower Mortgage - Loan AdvisorDec 1st, 2025 - Current
Memberships
- NAHREP San Fernando Valley
- SRAR
- NAHREP
Addresses and Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 448616
Hobbies
- Golf
- Family
- Baseball
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.