Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Connor B
The customer service!
Reply from Ashley Higdon
September 4th, 2026 03:38 PM
Connor, I appreciate your feedback on the customer service. I'm pleased to know you had a positive experience. If there's anything more I can do for you, feel free to reach out.
Nickkie Bickham was always available to answer our questions she listened carefully to what we was looking for, gave honest advice, and walked us through each step. Thank you for all your help.
Reply from Owner
October 2nd, 2026 05:23 PM
Erika, I'm grateful to know that my availability and guidance made a positive impact on your experience. It was a pleasure to assist you and provide the support you needed throughout the process.
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Lower, LLC
Very please with the service I received with Lower LLC. Josh was kept me informed at every point, really at time I thouight he was giving me more info than I needed, but in the end I was given a better deal than the 3 other lenders I had contacted....
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Dante was helpful at every turn. He was always ready to answer my (many) questions, and had such a positive attitude about everything it made a daunting task much less stressful!
Reply from Dante Rosa
September 4th, 2026 01:48 PM
We are so happy for you both!! Appreciative to have the pleasure to serve you!! But also, kinda sad that we weren't able to make the trip to celebrate with you all!! Enjoy that home and Congratulations from Down State!!!!
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Fast response and all went smooth
Reply from Zach Mick
September 4th, 2026 12:13 PM
Hi Cortnee! I am so pleased with that we were able to move closing up almost a week to accommodate our mutual client - that was just 17 business days from contract to close! What an awesome result for her - and she was very pleased as well...
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Buying a home can be stressful, but Mike made the mortgage process feel smooth and manageable. took the time to explain everything clearly, answered all of our questions, and kept us informed every step of the way. We always felt like we were...
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Reply from Michael Baralt
September 11th, 2026 05:38 PM
I'm grateful to know that you felt the mortgage process was smooth and manageable, Jeanne. It was important to me to keep you informed and prioritize your best interests throughout. If you have any more questions or need further assistance,...
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Great communication.
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
My dad referred us to Mike for our Mortgage. From start to finish, Mike and his team were very thorough, professional and always available for questions. Buying a home can be very stressful, but Mike made it a smooth process. We highly recommend...
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Susan Key has received a review with 5 star rating from D E
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.