Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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24 hours
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24 hours
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Reviews from Web
Great communication, ability to sign everything online, and quick and easy process.
Reply from Zach Mick
June 17th, 2025 01:56 PM
Thank you for the review, Kristine! At Lower, we are always updating our systems to make the mortgage process as simple as possible. But no matter how much the technology changes, we are still built on a foundation of good old-fashioned communication....
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From start to finish Zach was always there to help and made everything easy. Thanks
Reply from Zach Mick
June 17th, 2025 01:53 PM
Thank you for the excellent 5-start review William. We are so pleased to hear the mortgage experience was simple and easy. We truly appreciate your business and the opportunity we had to help every step of the way. Thank you!
We had the absolute pleasure of working with Zach Mick as our lender, and we can't recommend him highly enough. From start to finish, Zach was proactive, transparent, and consistently one step ahead in making sure our home-buying process was...
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Reply from Owner
June 12th, 2025 12:00 AM
Thank you, Nathan, for the excellent review! It was truly a pleasure to work with you and your family, and our whole team is happy we exceeded your expectations. We look forward to assisting you on your next purchase.
I Wish CrossCountry (Karylee and Zach) are located here in ATL! Everything went smoothly!!!!
I Wish CrossCountry (Karylee and Zach) are located here in ATL! Everything went smoothly on their end.
Reply from Zach Mick
April 22nd, 2025 05:08 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.