Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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Reviews from Web
Zach and Josh are phenomenal to work with. Clear, responsive , precise, helpful at every step!
Reply from Zach Mick
April 21st, 2026 01:55 PM
Thank you, Geoffrey, for your kind words. I'm happy to hear that you found our communication clear and precise. Working with Josh to support you through each step was truly rewarding. If you need any further assistance, I'm here to help.
Everyone at Lower Mortgage worked fast and efficiently to get us to closing with no problems. Very happy with the service they provided.
Reply from Zach Mick
April 17th, 2026 01:42 PM
I'm pleased to hear that the team at Lower Mortgage was able to work efficiently to help you reach closing without any issues! It’s appreciated to know you’re happy with the service provided. If you have any more questions or need further assistance,...
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great communication
Reply from Zach Mick
April 17th, 2026 01:42 PM
Thank you, Diego, for highlighting the communication aspect. I'm glad to know it stood out during your experience. If you ever have more feedback or need assistance, I'm here to help.
The best loan officer of the year should go to ZACK ! He handled all of his duties by far in a profecssional and went beyond call of duty by getting our loan apprved in a timmely matter. Most of all thinking outside the box...Thank you once...
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Reply from Zach Mick
March 31st, 2026 04:56 PM
Arnaldo, thank you so much for the kind words. I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m really glad we were able to get everything approved smoothly and on time. Every file...
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Great communication.
Reply from Zach Mick
March 31st, 2026 04:57 PM
Karl, thank you for the review, I really appreciate it. Clear and consistent communication is always a top priority for our team, so I’m glad that stood out during your experience. Please don’t hesitate to reach out if I can help with anything...
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Exceptional service from start to finish—responsive, knowledgeable, and genuinely committed to making the process as smooth as possible. Couldn’t have asked for a better experience.
Reply from Zach Mick
March 31st, 2026 04:57 PM
Marcel, thank you for the thoughtful review, I truly appreciate it. It was a pleasure working with you, and I’m glad we were able to make the process smooth from start to finish.Our goal is always to stay responsive and keep things as simple...
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Zach is very professional, efficient and accessible. He made our experience seamless.
Reply from Zach Mick
March 30th, 2026 01:35 PM
"Thank you, Amber, for taking the time to share your thoughts. I'm pleased to hear that you found my approach professional and efficient. Making the process seamless for you was my goal, and I'm glad I could be accessible throughout. If you...
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Easy to communicate with. Quick to respond and always HONEST!
Reply from Zach Mick
March 27th, 2026 02:47 PM
Thank you for sharing your experience, Nicole. I'm glad to know that the communication and response time met your needs. Being honest and straightforward is important to me, so it's encouraging to hear that it made a positive impact. If there's...
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Thanks Josh and Zach for the out commu and serv throughout the seamless proces!
Reply from Zach Mick
March 27th, 2026 06:58 PM
I'm grateful for your feedback, Kenneth. It's great to hear that you found the process seamless. Working alongside Josh to provide you with effective communication and service was a pleasure. If there's anything further you need, please feel...
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Attentiveness and patience with my schedule
Reply from Zach Mick
March 13th, 2026 03:59 PM
I appreciate your feedback, Kristen. I'm glad to know that my attentiveness and patience were helpful to you. Timing can be challenging, and I'm pleased I could accommodate your schedule. If there's anything else you need, please feel free...
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.