Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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24 hours
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Reviews from Web
Very professionel and easy to work with .Zach made this a great experiance !
Reply from Zach Mick
February 23rd, 2026 02:37 PM
I'm pleased to know that you found the experience professional and easy. It was a pleasure working with you, Kurt, and I'm glad everything went smoothly. If there's anything else I can assist you with in the future, please don't hesitate to...
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Zach Mick and his staff went over and above my expectations. When there were bumps in the road, they found a way to get it done! Amazing! A1 100%. I will definitely use Zach Mick and Lower Mortgage in the future and tell my friends and family....
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Reply from Zach Mick
February 19th, 2026 04:11 PM
It's great to know that I could exceed your expectations, even when unexpected challenges arose. Navigating those bumps is an essential part of the journey, and I'm pleased to hear that you appreciated my efforts. Your willingness to use my...
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The process was very easy. The communication was great and very informative. Best customer service anyone could ask for!
Reply from Zach Mick
March 31st, 2026 04:58 PM
Joseph, thank you for the great review, I truly appreciate it. I’m glad the process felt easy and that the communication stood out along the way. It was a pleasure working with you, and please don’t hesitate to reach out if I can help with...
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Great communication. Very helpful for people who are not used to buying house. Extremely thorough. Just amazing service all together. I would recommend him to everyone I know.
Reply from Zach Mick
March 31st, 2026 04:58 PM
Andrea, thank you so much for the thoughtful review, it really means a lot. I’m especially glad we were able to make the process clear and helpful throughout, particularly if this was a newer experience. It was a pleasure working with you,...
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I have purchased a few houses and none went as smooth.
Reply from Zach Mick
March 31st, 2026 04:58 PM
Thomas, thank you for the review, I really appreciate it. I’m glad we were able to make this one a smooth experience for you. It was great working with you, and please don’t hesitate to reach out if I can help with anything down the road.
Josh and Zach were helpful and informative and made this process as simple as could be. So grateful for their help!!!!!!
Reply from Zach Mick
January 8th, 2026 09:17 PM
Thank you so much for the kind words! We’re really glad we could help make the process as simple and straightforward as possible, and we truly appreciate your trust in us. It was a pleasure working with you!
was very efficient and responded very quickly to all communication communications and was very positive through the whole experience!
Reply from Zach Mick
January 8th, 2026 09:16 PM
Thank you for taking a few minutes to share your experience, Tom. It was a true pleasure working with you from application to closing. Keeping a client informed throughout the mortgage process with clear and consistent communication is always...
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Zach and the team at Lower exceeded our expectations. Their attention to detail, communication, and support made the entire process smooth and straightforward. We’re so thankful to them for helping us secure our new home in the Georgia mountains....
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Reply from Owner
May 27th, 2026 12:00 AM
Thank you so much for the kind words! We’re so happy to hear the process felt smooth and straightforward, and we appreciate the opportunity to be part of such an exciting milestone. Wishing you all the best in your beautiful new home!
Zach and the team at Lower were absolutely amazing! They were incredibly attentive and thorough, making the entire process seamless and stress-free. Thanks to them, we now have our little spot in the mountains of Georgia. We’re so grateful...
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Reply from Zach Mick
December 8th, 2025 04:42 PM
Tammie, thank you so much for taking the time to share this! It was truly our pleasure to help you through the process, and I’m so glad it felt seamless and stress-free for you. Knowing you now have your own place in the mountains of Georgia...
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The expertise and plan to offer a unique opportunity in one year.
the team was accessoble for questions and always helped us underdtand the process.
Reply from Zach Mick
November 26th, 2025 07:48 PM
Wesley, thank you so much for taking the time to share this. It means a lot to hear that our guidance was productive and, as always, accessible! Helping you understand each step of the process is exactly what we aim for with every transaction....
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.