

Zach Mick
Sr. Loan Officer | NMLS# 1715872

Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ...... Show More
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Reviews from Web
This was such an amazing experience. They had answer all questions made us understand what was needed and expected. They were always there through this whole process. High recommend Zack Mick for all your mortgage needs!!
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Reply from Zach Mick
June 15th, 2026 01:36 PM
Kistin, I'm glad to hear that you had a great experience and that all your questions were addressed throughout the process. It's important to me to ensure clarity and support every step of the way. Thank you for your high recommendation - it...
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Zach made this process easy and took care of business from 2 time zones away.
zach Was eaay to communicate with and explained Everything we had questions about.
Reply from Zach Mick
June 15th, 2026 01:37 PM
Absolutely, Douglas! Thank you so much for the kind words and for trusting me with your financing. It was a pleasure helping make the process smooth, even from two time zones away. I’m grateful for the opportunity and always here if you ever...
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Communication was excellent and the process was smooth.
Reply from Zach Mick
June 11th, 2026 01:08 PM
Christopher, I'm glad to hear that you found the communication excellent and the process smooth. Thank you for sharing your experience with me! Congratulations!
I cannot say enough great things about Zach! My husband and I worked with him to buy our dream home and he made the process so smooth. Communication was always clear. He was prompt to reply to all my emails. He even worked closely with my realtor...
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They were very knowledgeable about the process and what was best for our situation. Easy to work with and quick to respond to questions and helpful suggestions.
Working with Zach Mick (NMLS ID: 1715872) and his team at Lower Mortgage was hands-down the best financial decision we made during our home-buying journey. From day one, Zach proved to be an elite professional who is deeply knowledgeable, proactive,...
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Zach is top notch in his profession. He clearly explained everything in detail and at all times answered any questions I had. I highly recommend Zach for your loan application needs. I very smooth process. Thank you, Zach!
Reply from Owner
June 2nd, 2026 12:00 AM
Thank you so much for the kind words - I really appreciate it! It was an absolute pleasure helping you through the loan process, and I’m glad everything felt smooth and clearly explained along the way. I truly appreciate the recommendation...
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Zach and his team had great communication and that is big for us!!!!
Reply from Zach Mick
June 4th, 2026 01:14 PM
Zachary, I appreciate your feedback on our communication. It's important to me and my team to ensure you feel informed throughout the process. Thank you for recognizing our efforts!
We appreciate the attention to detail and how quick and efficient everything was done. Thank you so much for everything, we are so excited about our new house!
Reply from Zach Mick
May 26th, 2026 03:42 PM
Thank you so much for the kind words! We truly appreciate the opportunity to help and are so happy everything moved quickly and smoothly for you. Congratulations on your new home - we are excited for you and wish you all the best as you settle...
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Great experience all around.
Reply from Zach Mick
May 26th, 2026 03:40 PM
Steven, I appreciate your feedback and am glad to hear you had a great experience. If there's anything more I can assist with in the future, please let me know.
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.