Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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friendly, helpful, great communication
Zach is extremely knowledgeable and is always ahead of what needs to be done. He presents all the options clearly so you can make the best decision possible. Truly makes the process easy and painfree.
Reply from Zach Mick
August 19th, 2026 06:32 PM
Bruce, thank you so much for the kind words and for trusting me with your loan. Staying ahead of what's needed and laying out your options clearly is exactly the experience I aim to give every client. I'm glad the process felt easy and painfree,...
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Zack was quick with the loan approval. He was available during closing when I needed him.
Reply from Zach Mick
August 19th, 2026 06:32 PM
Christopher, thank you for the great review and for the opportunity to work on your loan. Moving quickly (less than 2 week close!) on approval and being available when you needed me at closing is exactly how I try to operate. Closings can be...
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Josh Mick has been my "go to" lender for a decade and Zach is just as wonderful
Reply from Zach Mick
August 19th, 2026 06:32 PM
Rachael, thank you so much for the kind words and for trusting me with your buyers. Following in Josh's footsteps as your "go to" is a real honor, he's set a high bar on this team, and I'm glad the experience felt just as solid on my end. I...
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Zach was professional, knowledgeable, informative, and things were done quickly. Anytime we had a question, Zach responded immediately which gave my buyers the security of feeling confident with the transaction. Everything went extremely smoothly!...
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Reply from Zach Mick
August 19th, 2026 06:32 PM
Kathy, thank you for such a thoughtful review, I really appreciate you taking the time. Being responsive and keeping your buyers informed every step of the way is at the core of how I work, so it means a lot to hear it landed that way. Thank...
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Everything ran smoothly, and communication was great.
Reply from Zach Mick
July 27th, 2026 11:46 AM
James, I'm glad to hear that everything went smoothly and that you found the communication great. Thank you for your feedback!
It had been a long time since I purchased my last home and Zach and his team made the process very pleasant and very seamless. They were attentive. Zach was always there when I had a question or a concern. He was quick to answer. His team is...
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Reply from Zach Mick
July 2nd, 2026 02:49 PM
Thank you so much for the great and thoughtful review It was truly a pleasure helping you through the home financing process, and I’m so glad to hear that our team made the experience feel smooth and seamless. We always want our clients to...
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This was such an amazing experience. They had answer all questions made us understand what was needed and expected. They were always there through this whole process. High recommend Zack Mick for all your mortgage needs!!
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Reply from Zach Mick
June 15th, 2026 01:36 PM
Kistin, I'm glad to hear that you had a great experience and that all your questions were addressed throughout the process. It's important to me to ensure clarity and support every step of the way. Thank you for your high recommendation - it...
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Zach made this process easy and took care of business from 2 time zones away.
zach Was eaay to communicate with and explained Everything we had questions about.
Reply from Zach Mick
June 15th, 2026 01:37 PM
Absolutely, Douglas! Thank you so much for the kind words and for trusting me with your financing. It was a pleasure helping make the process smooth, even from two time zones away. I’m grateful for the opportunity and always here if you ever...
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Communication was excellent and the process was smooth.
Reply from Zach Mick
June 11th, 2026 01:08 PM
Christopher, I'm glad to hear that you found the communication excellent and the process smooth. Thank you for sharing your experience with me! Congratulations!
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.