Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ...... Show More
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Reviews from Web
It had been a long time since I purchased my last home and Zach and his team made the process very pleasant and very seamless. They were attentive. Zach was always there when I had a question or a concern. He was quick to answer. His team is...
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Reply from Zach Mick
July 2nd, 2026 02:49 PM
Thank you so much for the great and thoughtful review It was truly a pleasure helping you through the home financing process, and I’m so glad to hear that our team made the experience feel smooth and seamless. We always want our clients to...
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This was such an amazing experience. They had answer all questions made us understand what was needed and expected. They were always there through this whole process. High recommend Zack Mick for all your mortgage needs!!
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Reply from Zach Mick
June 15th, 2026 01:36 PM
Kistin, I'm glad to hear that you had a great experience and that all your questions were addressed throughout the process. It's important to me to ensure clarity and support every step of the way. Thank you for your high recommendation - it...
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Zach made this process easy and took care of business from 2 time zones away.
zach Was eaay to communicate with and explained Everything we had questions about.
Reply from Zach Mick
June 15th, 2026 01:37 PM
Absolutely, Douglas! Thank you so much for the kind words and for trusting me with your financing. It was a pleasure helping make the process smooth, even from two time zones away. I’m grateful for the opportunity and always here if you ever...
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Communication was excellent and the process was smooth.
Reply from Zach Mick
June 11th, 2026 01:08 PM
Christopher, I'm glad to hear that you found the communication excellent and the process smooth. Thank you for sharing your experience with me! Congratulations!
I cannot say enough great things about Zach! My husband and I worked with him to buy our dream home and he made the process so smooth. Communication was always clear. He was prompt to reply to all my emails. He even worked closely with my realtor...
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Reply from Owner
June 25th, 2026 12:00 AM
Thank you so much for the wonderful review! It was truly a pleasure helping you and your husband with the purchase of your dream home. I’m so glad to hear the process felt smooth and that the communication was clear throughout. We are grateful...
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They were very knowledgeable about the process and what was best for our situation. Easy to work with and quick to respond to questions and helpful suggestions.
Reply from Owner
June 25th, 2026 12:00 AM
Thank you for sharing this! Our goal is always to make the mortgage process clear, responsive, and as smooth as possible, so it means a lot to hear that reflected in your experience. We truly appreciate your trust and are grateful we could...
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Working with Zach Mick (NMLS ID: 1715872) and his team at Lower Mortgage was hands-down the best financial decision we made during our home-buying journey. From day one, Zach proved to be an elite professional who is deeply knowledgeable, proactive,...
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Reply from Owner
June 25th, 2026 12:00 AM
Thank you so much for this incredible review! We are truly grateful for the opportunity to help with your home purchase. Our goal is always to make the mortgage process clear, proactive, and as stress-free as possible, so it means a lot to...
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Zach is top notch in his profession. He clearly explained everything in detail and at all times answered any questions I had. I highly recommend Zach for your loan application needs. I very smooth process. Thank you, Zach!
Reply from Owner
June 2nd, 2026 12:00 AM
Thank you so much for the kind words - I really appreciate it! It was an absolute pleasure helping you through the loan process, and I’m glad everything felt smooth and clearly explained along the way. I truly appreciate the recommendation...
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Zach and his team had great communication and that is big for us!!!!
Reply from Zach Mick
June 4th, 2026 01:14 PM
Zachary, I appreciate your feedback on our communication. It's important to me and my team to ensure you feel informed throughout the process. Thank you for recognizing our efforts!
We appreciate the attention to detail and how quick and efficient everything was done. Thank you so much for everything, we are so excited about our new house!
Reply from Zach Mick
May 26th, 2026 03:42 PM
Thank you so much for the kind words! We truly appreciate the opportunity to help and are so happy everything moved quickly and smoothly for you. Congratulations on your new home - we are excited for you and wish you all the best as you settle...
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.