Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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Reviews from Web
Zach was extremely responsive and easy to work with. We will be recommending him to all of our family and friends!
Reply from Zach Mick
August 1st, 2025 02:20 PM
Thank you so much for the kind words! It was a pleasure working with you, and I’m truly grateful for the opportunity to be part of the next step in your journey.
The follow up
Reply from Zach Mick
July 21st, 2025 01:44 PM
Thank you so much for the 5.0 star review Debra! We truly appreciate the opportunity to assist and are so glad to hear you had a great experience. We look forward to assisting you again in the future.
Everyone helped make the process incredibly smooth, it was amazing! And incredibly friendly through the entire process
Reply from Zach Mick
June 25th, 2025 04:54 PM
Thank you for the excellent review, Kathleen! We are so appreciative of the opportunity to serve you and be part of your homebuying process. We are glad everything went smoothly, and each team member was friendly and informative! We look forward...
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Very professional, answered all my questions. Thank you for all your help.
Reply from Zach Mick
June 24th, 2025 02:15 PM
Thank you Michael for the great review! We are grateful we had the opportunity to assist with the purchase of your new home. We are always striving to be the most professional and helpful mortgage team.
The process with Zach and his team was very smooth and seamless. We've been through the home buying process 3 times and this was definitely the least stressful. They were always available and ready to answer questions. I will definitely be...
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Reply from Zach Mick
June 17th, 2025 01:38 PM
I'm thrilled to hear that your home buying experience with us was smooth and seamless. It was a pleasure assisting you, and I appreciate your kind words and referrals. Thank you for choosing us for your mortgage needs.
Zach & Josh are extremely competent and easy to work with. They made the lending process seamless, and I would highly recommend working with their team. I keep their number close as they are a wealth of information and extremely talented. I...
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Reply from Zach Mick
June 17th, 2025 01:42 PM
Thank you, James, for trusting our team with your home financing. Our goal is always to earn your business and earn your referral. We are always happy to help and look forward to assisting you and your network with home financing in the future....
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Zach & Josh are extremely competent and easy to work with. They made the lending process seamless and I would highly recommend working with their team. I keep their number close as they are a wealth of information and extremely talented. I...
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Reply from Zach Mick
June 17th, 2025 01:44 PM
Thank you for taking the time to write us an excellent review, James. We are so pleased to hear that your home financing experience was positive, and we are glad you have our number close for any questions in the future. Thank you, and we hope...
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Great company, Josh and Zach were very helpful from start to finish. Quick and Easy. Thanks
Reply from Zach Mick
June 17th, 2025 01:40 PM
I'm thrilled to hear that you had a positive experience with us. Quick and easy is the highest praise we can receive as team. Thank you for your kind words and for choosing Lower. We are here to help for any of your home financing needs in...
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Seamless, Supportive, and Exceptionally Knowledgeable!Working with Zach Mick was hands-down the best experience we've ever had with a lender. Even though he’s based in Florida, Zach made the process of buying our home feel effortless. He was...
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Reply from Zach Mick
June 17th, 2025 01:51 PM
I cannot thank you enough Ariele for the amazing review. Our whole team is so pleased that everything went effortlessly on your transaction! There is a lot that goes during the mortgage process, so I always take extra time to explain not only...
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Outstanding Lender! Zach set the standard for excellenceWe had the absolute pleasure of working with Zach Mick as our lender and we cannot recommend him highly enough. From start to finish, Zach was proactive, transparent and consistently one...
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Reply from Zach Mick
June 17th, 2025 01:40 PM
I'm thrilled to hear that your home buying process was smooth and efficient. It was a pleasure working with you, and I'm delighted to have made such a positive impression on both you and your realtors. Your kind words and recommendation mean...
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.