Zach Mick
Sr. Loan Officer | NMLS# 1715872
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from ... Show More
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Reviews from Web
Clearlity, follow through with our questions, availability, all with a great attitude.
Reply from Zach Mick
November 26th, 2025 07:47 PM
Hi Tom! Thank you for the kind words and for trusting us with your financing. It's truly our goal to conduct our business with professionalism and a positive attitude.
We really appreciated your diligence and guidance.
You made the process very easy for us.
Reply from Zach Mick
November 26th, 2025 07:47 PM
Lynne, thank you for sharing this review. We truly appreciate your trust and are so glad that our diligence and guidance made the process feel easy for you. It was a pleasure working with you and being part of your home journey.
The response time was great and communication at each step of the process was so helpful. Zach was always available to answer our questions.
Reply from Zach Mick
September 9th, 2025 01:13 PM
Thank you so much, Deborah! We know how important it is to have timely communication and clear answers throughout the home loan process, so I’m glad we were able to be there for you every step of the way. Congratulations on your new home!
Zach and Josh were great every step of the way! Would very highly recomment both of them!
Reply from Zach Mick
September 9th, 2025 01:12 PM
Thank you, James! We truly appreciate your kind words and the opportunity to help you through your home financing process. It was a pleasure working with you, and we’re so glad to hear the experience was a great one!
From beginning to closing, Zach and team were knowledgeable, professional, and very efficient in communicating and implementing elements of our loan. Anytime I had a question or email, it was answered promptly. Also, the app and emails were...
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Reply from Zach Mick
September 8th, 2025 02:21 PM
Wayne, thank you for taking the time to leave such a thoughtful review. It was truly a pleasure working with you, and we’re so glad to hear the feeling was mutual! Providing consistent support, honest communication, and smooth, on-time closings...
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Zach and Josh were available for questions and quickly responded to any questions we had.
Reply from Zach Mick
September 2nd, 2025 06:41 PM
Thanks so much, Jeff, for leaving us a great review! It was a pleasure working with you, and I’m glad Josh and I could be available to help every step of the way. We’re always here for your questions - before, during, or even after closing....
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Thank you for the constant communication! Everything was so easy and was great to be able to sign electronically all in one spot. You made the process very easy for us.
Reply from Zach Mick
August 27th, 2025 12:57 PM
Thank you so much for the kind words, Lauren! It was absolutely my pleasure to assist you both with financing. We could not have closed early without your quick responses and attention to detail. Thank you again, and welcome home!
Working with you and Josh made this experience easy
Reply from Zach Mick
August 14th, 2025 01:12 PM
Thank you for positive review! We’re so glad to hear that we made the experience easy. Josh and I always aim to take the stress out of the process and make it as smooth as possible.
Josh and Zach were great to work with! They were supportive and very accessible throughout the home buying process !
Reply from Zach Mick
August 14th, 2025 01:09 PM
Thank you so much for the great review! Josh and I truly appreciate the opportunity to help. We're glad you felt supported and could count on us throughout the process—that's exactly what we aim for with every client.
He was great Very responsive and professional. Wouldn't doubt to recomend him.
Reply from Zach Mick
August 8th, 2025 02:50 PM
Thank you so much for the 5-star review! I truly appreciate the opportunity to work with you and be a part of your home financing journey. Our goal is always to make the experience smooth, clear, and stress-free from start to finish, and we...
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About
Zach Mick is a Sr. Loan Officer with Lower, based in Bonita Springs, Florida. NMLS #1715872. Zach helps homebuyers, homeowners, investors, and realtor partners with clear communication, practical guidance, and a service-first approach from pre-approval through closing. He has experience with conventional, FHA, VA, jumbo, condo, second home, investment property, refinance, cash-out refinance, and Non-QM options, including DSCR, bank statement, and asset qualifier loans. Zach serves clients throughout Florida, including Bonita Springs, Naples, Fort Myers, Estero, Cape Coral, and surrounding communities. He is licensed in Florida, Michigan, Georgia, New Hampshire, Illinois, Ohio, South Carolina, and Arizona.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
DSCR
Business Bank Statement
Purchase
Refinance
Cashout Refinance
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 1715872
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.