Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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Tracy was / is awesome. She always responds quickly and professionally and is patient, kind, and knowledgable. I have already recommended her time and again to others. I have had Tracy do multiple home loans. Thank you very much! Donna
Reply from Tracy White
June 11th, 2025 05:09 PM
I'm happy to hear about your positive experiences with my services Donna! Thank you for your kind words and for recommending me to others. It has truly been a pleasure assisting you with your home loans. Enjoy your new lovely home in sunny...
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I highly recommend Tracy!!
Reply from Tracy White
June 3rd, 2025 03:05 PM
I'm thrilled to hear your recommendation, Tom! It was a pleasure assisting you, and I'm glad to have been a part of your experience in purchasing your lovely new home. Take care!
Tracy was always ready to explain anything that we did not understand. She gave us some good advice which allowed us to obtain our goals of keeping our monthly payments as low as possible. I highly recommend Tracy to everyone.
Reply from Tracy White
May 17th, 2025 09:08 PM
I'm thrilled to hear that I could assist you effectively and provide advice that helped achieve your financial goals. Thank you for your kind words and recommendation. It was a pleasure working with you & Meilynn! Enjoy your lovely new home!...
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Tracy was FANTASTIC! This was our first house and she was professional, patient, knowledgable, and a quick repsponder. Her experience in this field put us at ease. She even saved us on our loan compared to other companies. She was a joy to...
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Reply from Tracy White
May 13th, 2025 04:07 PM
I'm thrilled to hear about your fantastic experience with your home buying process. It was a pleasure assisting you, and I'm glad my knowledge and responsiveness helped make the journey smoother for you. Thank you for choosing me and 1st Security...
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We have had multiple transactions with Tracy and her team and there is a reason we keep returning. Excellent communication, total transparency and an approach that fosters relationships. Would and have recommended to friends . Thanks a ton
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Reply from Tracy White
April 28th, 2025 05:14 PM
Thank you for the great review for me and my team! My clients are my number 1 priority! I truly appreciate you and Celeste! So happy you two found a beautiful home to purchase. Have fun moving in and getting all settled! Take care and let's...
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Always a pleasure to work with Tracy.
Reply from Tracy White
April 28th, 2025 05:16 PM
You are the best Celeste! I appreciate you and Del for your great comments for me and my team. Enjoy your beautiful new home. Take care!
Tracy went above and beyond to move the loan forward even with challenges presented that were fairly significant. She worked well with both my agent, me and title to move the loan forward in a timely fashion. She also gave excellent advice...
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Reply from Tracy White
April 14th, 2025 03:46 PM
I'm thrilled to hear that I could assist you effectively, even with the challenges that arose during the loan process. It was a pleasure working with you, your agent, and the title company. I'm glad my advice was helpful, and I appreciate your...
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Tracy was tremendously helpful, and went out of her way to make the process easy for us.
Reply from Tracy White
March 31st, 2025 10:26 PM
I'm thrilled to hear that you found the process easy and that I could be of help. It was a pleasure assisting you and Stephanie. Thank you for your kind words! I'm so happy for your to have your own home. Have fun getting all settled!
Tracy White is extremely knowledgable and professional! Her customer care is exceptional and she has made us feel comfortable throughout the entire process. We have had the pleasure of working with Tracy on two different occassions. Of all...
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Reply from Tracy White
March 28th, 2025 09:39 PM
I'm thrilled to hear about your positive experiences, Kathy. It's been a pleasure assisting you on both occasions, and I truly appreciate your kind words. Thank you for choosing me and 1st Security Bank Home Lending! You too were truly great...
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Tracy was very helpful and communicative throughout the entire home buying process. She was always wiling to answer our questions and guided us through each step along the way. She helped make our dream a reality.
Reply from Tracy White
March 14th, 2025 05:21 PM
Thank you so much, Kara! I'm thrilled to hear that you felt supported throughout your home buying journey. It was a pleasure working with you and Nico and helping you achieve your dream. If you ever have more questions or need assistance in...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.