Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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Reviews from Web
Tracy White has been absolutely wonderful to work with—intelligent, competent, and incredibly kind. Her expertise and attention to detail made the lending process smooth and stress-free. She is always professional, responsive, and willing to...
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Reply from Tracy White
March 3rd, 2025 05:16 PM
Thank you Lindsay for the awesome review! I so appreciate you!
Process was easy
Reply from Tracy White
February 28th, 2025 09:55 PM
Glad we made it easy for you! Thank you for your repeat business. So appreciated!
Tracy was on a time crunch and made it happen without making us feel rushed or frazzled. Thank you!
Reply from Tracy White
January 10th, 2025 11:41 PM
I'm so pleased to hear that you had a positive experience, Tiffanie! Ensuring my clients feel comfortable, even in time-sensitive situations, is a top priority for me. I'm delighted I could make the process smooth for you without causing any...
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Tracy worked very hard at our finacing. She explored multiple options for us to consider and communicated regularly regarding our transaction. She is a seasoned professional and obviously takes pride in helping her clients reach their goals....
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Reply from Tracy White
December 30th, 2024 06:21 PM
Thank you so much for the kind words, Randy! I'm thrilled to hear that you had a positive experience with your financing. It was my pleasure to explore all the options for you and keep you informed throughout the process. Helping clients like...
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Tracy and the team were always 1 phone away, meaning ready to help anytime. This is so important for homebuyers as many questions are constantly spinning around which may carry a bit of stress. Tracy made the entire process smooth and flawless....
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Reply from Tracy White
October 30th, 2024 07:06 PM
Thank you for your awesome review Nelson! Glad you were happy with how me and my team handled your loan. Congrats on becoming a new homeowner! Thanks to you for getting me everything I needed so that we could close your loan early. Enjoy your...
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Tracy was aware that I was an inexperienced buyer and took great care in offering explanations and guidance. She kept me feeling informed and comfortable during the loan application process.
Reply from Tracy White
October 7th, 2024 04:48 PM
I'm glad to hear that you felt informed and comfortable throughout the loan application process, Camilla! As an inexperienced buyer, it can be a daunting process for sure, but I'm here to make it as seamless as possible. Your feedback is appreciated,...
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As a first time homebuyer, tracy explained the process well and we felt confident in our decisions to proceed.
Reply from Tracy White
October 7th, 2024 04:52 PM
Hi Stephen! I'm glad to hear that you felt informed and confident! As a first-time buyer, it can be a daunting process for sure, but I'm here to make it as seamless as possible. I also like to explain everything so that you know your options....
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Tracy was patient and professional at all stages. I can’t recommend her highly enough!
Reply from Tracy White
August 5th, 2024 05:24 PM
Hello Mike! It was a pleasure helping you purchase your new home! Can't wait to see what you do to the place to make Mom more comfortable also. I thank you for your business. Enjoy the rest of your week.
Tracy is the best! We are so thankful for her. She is a remarkable woman. She runs a stellar business.
Reply from Tracy White
August 5th, 2024 05:22 PM
Hi there! Thank you for the kind words....much appreciated! I have enjoyed helping you & Chris throughout the years when you need mortgage financing. I'm here for you!
We have worked with Tracy many times now and she has always done a professional job. Great with communication and answering any questions we have. We appreciate her work.
Reply from Tracy White
August 2nd, 2024 07:00 PM
Thank you for the great review Chris! I appreciate return clients like you and Rachelle. I enjoy making the process as easy as I can and to make sure you know what needs to happen for a smooth closing. Love it that we were able to close early...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.