Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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Tracy is exceptional and a delight to work with!
Reply from Tracy White
August 26th, 2025 04:33 PM
Thank you Linda for you wonderful comments! I so enjoyed helping you and Michael with your new home purchase financing! Welcome to the Pacific NW. :)
Tracy was very efficient and made sure our loan had all the proper paperwork in place. I feel our closing was expedited by her expertise in handling the paperwork.
Reply from Tracy White
August 12th, 2025 09:32 PM
Thank you, Karen, for taking the time to share your experience. I'm pleased to hear that my efforts in managing the paperwork helped expedite your closing. Ensuring everything is in order for a smooth process is always my priority. I'm sure...
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Excellent service provided muliple optione to match our loan to our financial plan previous survey done on phone did not take correct rating on question 2
Reply from Tracy White
July 24th, 2025 07:16 PM
Thank you Robert!
Tracy was wonderful to work with, both knowledgeable and friendly. We appreciated how quickly she responded to our emails and texts. We highly recommend her and would absolutely work with her again in the future.
Reply from Tracy White
July 21st, 2025 03:03 PM
Stephanie, I truly appreciate your kind words. It's wonderful to know that you found my knowledge and friendly approach helpful throughout the process. I always aim to be responsive and keep communication clear, so it's great to hear that resonated...
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Friendly, knowledgeable, persistent, and frequent communication with great advice.
Reply from Tracy White
July 18th, 2025 07:16 PM
I'm glad to hear that my communication and advice met your needs, Michael. Being knowledgeable and staying in touch are key aspects of my approach, and it's great to know they contributed positively to your experience. If you ever have more...
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ive purchased several homes with Tracy's help. She is THE BEST!!! (I wouldn't think about going to anyone else!)
Reply from Tracy White
July 18th, 2025 07:17 PM
Thank you so much, Neinah! It’s been a pleasure working with you on your home purchases. I'm truly grateful for your trust and loyalty over the years. If there's anything you ever need or any questions come up in the future, I'll be here to...
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Very knowledgeable and efficient
Reply from Tracy White
July 7th, 2025 03:39 PM
Thank you for your kind words Rachel! I am so happy this all came together so well so that you can move to your new home in Indiana. Appreciate you and Don!
Thorough, on-time, and precise.
Reply from Tracy White
July 7th, 2025 03:40 PM
I appreciate your great review of how your loan went! It was a pleasure working with you and Rachel! I hope you enjoy your lovely new home in Indiana! Take care and keep in touch!
Tracy was calm , cool. and collected during this time for Us! She knows her stuff and did a fabulous job of working with a tight timeline to make everything come together without a hitch. We really appreciate Tracy and would use her again in...
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Reply from Tracy White
June 18th, 2025 09:21 PM
Thank you Kim for your kind words! It was a pleasure helping you and Denise with both mortgage loans for your move to eastern WA!! Appreciate you both!
ra was the absolute best person to ever work with. We were buying a home and selling home at the same time. She worked with us to determine the best way to do that. She thoroughly explained everything , answered all our questions And was a...
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Reply from Tracy White
June 16th, 2025 03:07 PM
I'm thrilled to hear that you had such a positive experience with the home buying and selling process, Denise. It was a pleasure working with you & Kim to ensure everything was clear and smooth. Thank you for your kind words and for choosing...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.