Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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Tracy was amazing through the whole process! Answered all of our questions and even gave advice to help us in the long run of our loan! She knows her stuff and made it such a better experience! We hope to work with Tracy again in the near future!...
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Reply from Tracy White
November 2nd, 2026 03:49 PM
Dana, I appreciate your wonderful feedback! I'm glad I could assist you throughout the loan process and provide valuable advice for the long run. It was a pleasure working with you, and I look forward to the possibility of helping you again!...
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Tracy was fabulous!! She made the entire process comfortable I appreciated the experience she carries and the ability to handle all my strange questions .
Reply from Tracy White
October 19th, 2026 02:56 PM
Thank you Nikki for the great review! You were a pleasure to work with and so glad we got you into your new home! Enjoy being closer to kids and grandkids! Take care and let's keep in touch.
Tracy was highly knowledgeable and supportive through our home buying needs. Great communication from start to finish.
Reply from Tracy White
September 25th, 2026 03:19 PM
Thank you so much for the great review Gabe! I truly appreciate it! It was a pleasure working with you and supporting you through the process with a bridge loan and your purchase loan! Have fun moving in and getting all settled in your new...
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- Quick response to my questions via email.
Reply from Tracy White
September 14th, 2026 04:44 PM
Thank you Bryan for your review! Glad you were happy with how everything went on your financing! It was great working with you Ashley!
We have engaged Tracy previously, where she set a high bare for customer service, and once again she provided the very best service possible.She, and her team, kept us informed, helping understand what was being requested and why it was being...
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Reply from Tracy White
September 7th, 2026 11:30 PM
Hi Neal! Thank you so much for your great review! You and Erica were great to work with and I appreciate how quickly you got me what was needed to help your loan close so smoothly! Take care and we will keep in touch!
We are return customers. We have also recommended Tracy to others. Tracy is very good at her job, walking us through the convoluted maze to closing. She was very near in telling us what we needed to do, when it needed to be done, and talk us...
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Reply from Tracy White
September 7th, 2026 11:28 PM
Thank you for the great review Erica! also thanks to you and Neal for getting me everything needed to make your loan close smoothly! Appreciate you both and for allowing me to be your mortgage lender. Let me know if there is anything I can...
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Tracy was great to work with.
Everything was very timley and black and white
Answered every question we had with knowledge, patience, and kindness. Tracy is exceptionally communicative regarding the process.
Reply from Tracy White
August 10th, 2026 03:12 PM
Thank you Michelle for the great review! It was a pleasure helping you with your financing! I appreciate you!
Tracy and her team went above and beyond to make this transaction seamless.
Reply from Tracy White
July 24th, 2026 05:40 PM
Thank you Lois for the great review! It was a pleasure helping you purchase your lovely condo! Take care and enjoy your new home!
Answering question, and working with our multiple offers
Reply from Tracy White
July 24th, 2026 05:39 PM
Thank you Mike for the great review! Glad we were able to get you and your family into a cool new home! Take care!
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.