Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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Tracy was highly knowledgeable and supportive through our home buying needs. Great communication from start to finish.
Reply from Tracy White
September 25th, 2026 03:19 PM
Thank you so much for the great review Gabe! I truly appreciate it! It was a pleasure working with you and supporting you through the process with a bridge loan and your purchase loan! Have fun moving in and getting all settled in your new...
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- Quick response to my questions via email.
Reply from Tracy White
September 14th, 2026 04:44 PM
Thank you Bryan for your review! Glad you were happy with how everything went on your financing! It was great working with you Ashley!
We have engaged Tracy previously, where she set a high bare for customer service, and once again she provided the very best service possible.She, and her team, kept us informed, helping understand what was being requested and why it was being...
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Reply from Tracy White
September 7th, 2026 11:30 PM
Hi Neal! Thank you so much for your great review! You and Erica were great to work with and I appreciate how quickly you got me what was needed to help your loan close so smoothly! Take care and we will keep in touch!
We are return customers. We have also recommended Tracy to others. Tracy is very good at her job, walking us through the convoluted maze to closing. She was very near in telling us what we needed to do, when it needed to be done, and talk us...
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Reply from Tracy White
September 7th, 2026 11:28 PM
Thank you for the great review Erica! also thanks to you and Neal for getting me everything needed to make your loan close smoothly! Appreciate you both and for allowing me to be your mortgage lender. Let me know if there is anything I can...
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Tracy was great to work with.
Everything was very timley and black and white
Answered every question we had with knowledge, patience, and kindness. Tracy is exceptionally communicative regarding the process.
Reply from Tracy White
August 10th, 2026 03:12 PM
Thank you Michelle for the great review! It was a pleasure helping you with your financing! I appreciate you!
Tracy and her team went above and beyond to make this transaction seamless.
Reply from Tracy White
July 24th, 2026 05:40 PM
Thank you Lois for the great review! It was a pleasure helping you purchase your lovely condo! Take care and enjoy your new home!
Answering question, and working with our multiple offers
Reply from Tracy White
July 24th, 2026 05:39 PM
Thank you Mike for the great review! Glad we were able to get you and your family into a cool new home! Take care!
From our very first conversation, Tracy took the time to explain the process clearly, answer all of our questions, and make sure we felt confident every step of the way. Tracy made everything feel straightforward and manageable. Her communication...
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Reply from Tracy White
June 8th, 2026 05:33 PM
Shane, I'm grateful for your thoughtful words. It's wonderful to hear that my efforts to explain the process and maintain clear communication made a positive difference in your home-buying experience. Ensuring everything felt straightforward...
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Tracy gave us clear objectives in reaching our financial goals, and worked tirelessly to glean the best strategies for our personal portfolio . As a result, we are able to make major life changes for the better in our life style, our ability...
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Reply from Tracy White
June 4th, 2026 06:06 PM
Thank you so much Michelle for your great review and feedback. It is super important to me and my bosses! It was a pleasure helping you and David accomplish the goal of buying your lovely new home. You two are great! Take care and good luck...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.