Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn...... Show More
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Great communication
Working across the globe, days apart for echoother. Through multiple offers, each with its own unique changes. Tracy and her team worked nonstop with a level of Care and Experience that is second to none. My biggest regret about closing on...
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Reply from Tracy White
April 14th, 2026 05:21 PM
Matt, I truly appreciate your thoughtful review. It was a pleasure working with you and Annie, even across the globe and through various offers. I'm grateful that my team and I could provide the care and experience you valued. Thank you for...
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We are so grateful for Tracy's help and support throughout this whole process. We are a military family purchasing a house, while we were still living overseas. So it makes everything much more complicated. Thank goodness we had Tracy and her...
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Reply from Tracy White
April 14th, 2026 04:11 PM
Binh, I'm truly thankful for your kind words and am pleased to have been able to assist you and Matt with your home purchase. I understand the challenges of buying a home while living overseas, especially with a time difference, and I'm glad...
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Tracy was wonderful. It didn't matter how many or what kind of questions we had she was always available or would immediately call us back.
Reply from Tracy White
April 7th, 2026 07:18 PM
Thank you for the wonderful review Kim! I love having happy clients that also become friends. Take care!!
Tracy basically held our hand the entire process, spent lots of time via phone or email explaining everything. She was always available for questions or concerns. And even helped find answers to questions that were not even related to the loan...
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Reply from Tracy White
April 6th, 2026 03:19 PM
Sara & Mike, it warms my heart to know that you felt supported throughout the entire process. I believe in being available and providing thorough explanations to make everything as smooth as possible for you both. It’s wonderful to hear that...
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Tracy's wealth of experience, prompt communication, and personal approach to the business relationship were invaluable! We enjoyed working with her Very much!
Reply from Tracy White
April 6th, 2026 03:20 PM
I'm grateful for your thoughtful words, Joyce. It's rewarding to know that my experience, timely communication, and personal touch positively impacted your loan experience. I'm delighted that you enjoyed working with me, and I look forward...
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Tracey provide consistent and clear communication. She provided advice and explained options in terms that were easily understandable. She was a great pleasure to work with.
Reply from Tracy White
March 31st, 2026 03:36 PM
Guy, I'm grateful for your kind review. It's important to me to provide consistent and clear communication, along with advice that is easy to understand. It was a pleasure working with you, and I'm glad to hear that my efforts resonated with...
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Tracy is very professional and a joy to work with! She made our refinance super quick and easy! I'm so grateful for Tracy and her knowledge as well as her caring heart.
Reply from Tracy White
March 31st, 2026 03:37 PM
Denise, thank you for your kind words. I'm pleased to hear that the refinance process was smooth and efficient for you. It was a joy working alongside you, and I'm glad my professionalism and caring approach made a positive impact. If you have...
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It was a joy to work with Ms. Tracy White, she was expedient in getting back to us, great follow through, communicated in a way that I could understand, (having low to medium financial knowledge), and overall just enjoyable to talk too! Love...
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Reply from Tracy White
March 31st, 2026 03:39 PM
Patricia, it was truly my pleasure to assist you. I'm glad to hear that my communication style and sense of humor made the process enjoyable for you. I always aim to make complex topics more understandable, and I'm happy that resonated with...
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Tracy and her team were proactive and communicative experts that made this process worry free, straight forward, and as simple as possible. We are so grateful to her and the team that helped us buy our home.
Reply from Tracy White
March 30th, 2026 03:20 PM
Rebecca, I'm so glad to hear that the process felt straightforward and worry-free for you. Being proactive and communicative are such important parts of what I strive to provide. If you have any questions or need assistance in the future, please...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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311
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.