Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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We have had the pleasure of working with Tracy on two purchases She has provided exceptional service Professional .... knowledgeable.... great communications
Reply from Tracy White
November 25th, 2025 04:09 PM
Kathy, thank you for sharing your experience. It has been a pleasure to work with you on your purchases, and I'm glad to hear that you found my service to be professional and that the communication met your expectations. If there's ever anything...
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Tracy has been answering my questions for 2 years while I was going through my divorce and when it was finally time to get my loan moving forward, she was so helpful knowing I really did not have an idea of what I needed or was doing. The processor...
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Reply from Tracy White
November 4th, 2025 05:23 PM
Christine, I'm pleased to know that I could be there to answer your questions and assist you during such a significant time. Navigating through a divorce and then moving forward with a loan can be daunting, so I'm glad that you found my support...
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Tracy made it great! Tracy has helped me with multiple home purchases ~ she was so very helpful, patient and her expertise top notch.
Reply from Tracy White
October 27th, 2025 03:22 PM
Donna, I'm grateful for your thoughtful review. It's been a pleasure assisting you with your home purchases, and I'm glad my expertise and patience have made a positive impact on your experience. If you ever need assistance in the future, please...
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Tracy was really attentive and personal. We appreciate her and her team keeping us informed and up-to-date on our loan process And going out of their way to get things done. Tracy even called me after hours to answer questions that I had which...
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Reply from Tracy White
October 27th, 2025 03:21 PM
Amber, it's great to hear that my attentiveness helped during your loan process. I believe communication is crucial, so I'm glad that receiving updates and assistance after hours made a difference for you. It's always important to me to be...
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Navigating th the loan process was eas with the help of Tracy
Reply from Tracy White
October 13th, 2025 07:59 PM
It's great to hear that I could make the loan process easier for you, Nancy. Guiding clients through these steps smoothly is always my goal. If there are any other ways I can assist you in the future, feel free to get in touch. Enjoy your new...
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Answered all questions and concerns in a timely manner
Reply from Tracy White
October 13th, 2025 08:00 PM
Thanks for your feedback, Tim. Ensuring timely answers to all your questions and concerns is always a priority for me. I'm glad to hear that this approach worked well for you. If you ever have more questions or need assistance, please feel...
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Tracy was very responsive, quick, and helpful in our less than ideal situation.
Reply from Tracy White
September 23rd, 2025 07:30 PM
Thank you for sharing your experience. I'm glad I could assist you effectively, even in challenging circumstances. It's my goal to provide prompt and helpful service, and hearing that this was your experience means a lot to me. If you ever...
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Tracy was professional, knowledgeable, approachable and PATIENT as we moved through our loan application. Through 2 1/2 years of looking for a house she provided education about the process, provided optional scenarios, and above all, encouragement....
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Reply from Tracy White
September 3rd, 2025 05:59 PM
Judy, I'm really pleased to hear that my support was helpful throughout your home buying journey. It’s gratifying to know that my approach to providing information and options was beneficial during your search. Patiently guiding the process...
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Great responsiveness
Reply from Tracy White
September 2nd, 2025 04:19 PM
Thank you, Jeff!! I'm here to help however I can. I look forward to our next loan together once you are ready. Take care and I look forward to hearing from you soon.
Tracy is wonderful. She was extremely responsive every step of the way. We couldn't of done this without her.
Reply from Tracy White
September 2nd, 2025 04:18 PM
Thank you Carl for your awesome review! I work really hard at taking great care of my customers and I so enjoyed helping you and Sandra purchase your home! Take care and please let me know if I can help with anything else.
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.