Tracy White
Senior Loan Officer / Manager | NMLS # 405742
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lyn... Show More
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We're glad to have received the loan that we applied for. Tracy was very helpful in putting this loan together for us. We've never did a morgage loan before, hopefully we'll get this loan paid down or off. I was surprised on how much paperwork...
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Reply from Tracy White
June 1st, 2026 10:48 PM
Thank you for your kind words Dieter along with your 5 star review! Yes, there is a lot of paperwork and details that we have to do for both a 1st mortgage and/or a home equity loan. Glad you were happy with how I took care of both of you!...
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No comments
Reply from Tracy White
June 1st, 2026 03:21 PM
Hi Iris! Thank you for completing this. I thought your refinance went well and we closed it very quickly for a refinance. I would love to know if you have other thoughts or ideas on how this could have been a 5 star review as that is what I...
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Another Flawless, Expedited, home mortgage loan through Tracy White at First Security Bank Poulsbo Washington. Tracy is very experienced and excels at her job. She is very dedicated to her clients and maintains good communications even outside...
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Reply from Tracy White
June 1st, 2026 03:24 PM
Scott, I am truly grateful for your kind words and the trust you've placed in me for the third time. It's appreciated to know that my dedication and communication made a positive impact on your experience, especially under tight timelines....
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Excellent communication Throughout. made a complicated process very easy to understand
Reply from Tracy White
May 29th, 2026 03:21 PM
Thank you Travis for your great review! Glad I made the process as easy for you as I could! That is always my goal. Have fun moving in and getting all settled. Enjoy your new home!
Good communication and follow up ☺️
Reply from Tracy White
May 26th, 2026 04:55 PM
Thank you Corry! It was a pleasure helping you and Patti with your financing of your new home purchase! Take care and enjoy!
Tracy was incredibly helpful and great about explaining things. Communication was wonderful too. Always easy to get in touch with her
Reply from Tracy White
May 26th, 2026 04:24 PM
Thank you Karen for your great review! It was a pleasure helping you and Travis with your new home purchase! Let's keep in touch!
Tracy White is a treasure😃. This was one of many times she has taken care of me with buying a home. She is knowledgeable, professional, and so patient with me- I appreciate everything she helped with! Thank you 🌺
Reply from Tracy White
May 26th, 2026 04:25 PM
Thank you for your wonderful review Patti! I was so happy to help you and Corry with your new home purchase. Have fun moving and getting all settled. Enjoy your new home!
Tracy was FANTASTIC! We were simultaneously selling our primary residence and purchasing a new primary home. As part of our purchse, we were using a bridge loan instead of going with a contingency. Tracy expertly juggled both loans while keeping...
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Reply from Tracy White
May 21st, 2026 05:32 PM
Mike, I appreciate your kind words and am glad to hear that you found the process easy and pleasant! It was a pleasure helping you and Suzi navigate the complexities of both loans, especially with the bridge loan aspect. Thank you for your...
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Great communication
Reply from Tracy White
May 20th, 2026 03:34 PM
Thank you Christina! It was a pleasure helping you with your refinance! Let me know if there is anything else I can do for you.
Working across the globe, days apart for echoother. Through multiple offers, each with its own unique changes. Tracy and her team worked nonstop with a level of Care and Experience that is second to none. My biggest regret about closing on...
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Reply from Tracy White
April 14th, 2026 05:21 PM
Matt, I truly appreciate your thoughtful review. It was a pleasure working with you and Annie, even across the globe and through various offers. I'm grateful that my team and I could provide the care and experience you valued. Thank you for...
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About
Tracy joined 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank.
Products & Services
Mortgage Loan Officer
Specialities
FHA Loans
VA Loans
Conventional Loans
Conforming Loans
JUMBO Loans
Residential Home Lending
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Positions
- 1st Security Bank of Washington - Mortgage SpecialistJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405742
Hobbies
- Camping
- Golfing
- Traveling
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Disclaimer
No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility.