Waterstone Mortgage - Fort Walton Beach, FL's Cover Image
Waterstone Mortgage - Fort Walton Beach, FL in Fort Walton Beach, FL

Waterstone Mortgage - Fort Walton Beach, FL

Fort Walton Beach, FL
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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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5 Star
97%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • M
    Matt H
    Milton, FL
    Posted on April 7th, 2026 05:58 PM
    Best experience I have ever had with a lender. The communication was clear throughout the entire sale. When hurdles came up, she was able to navigate them without issue.
    Reply from Heather Calvo
    April 14th, 2026 05:59 PM
    I'm happy to hear that you had such a positive experience, Matt. Clear communication and effectively handling challenges are priorities for me, so it's great to know these aspects were helpful for you. If you need any further assistance, feel...
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  • A
    Alicia A H
    Milton, FL
    Posted on April 7th, 2026 01:58 PM
    Beth is very responsive and helpful
    Reply from Beth Mangum
    April 7th, 2026 02:04 PM
    Thank you! Your quick response to everything we needed made it easy!
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    Waterstone Mortgage - Fort Walton Beach, FL
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    Rob M
    Posted on April 7th, 2026 03:15 AM
    Wonderful service through the entire mortgage process. Highly professional and friendly. Very detail oriented and responsive to any and all questions. Very pleasant experience from start to finish.
  • K
    Kevin K
    Posted on April 6th, 2026 04:15 PM
    Sue Botelho at Waterstone Mortgage NMLS #262520 has received a review with 5 star rating from Kevin K
    Reply from Owner
    April 14th, 2026 03:03 PM
    Thank you, Kevin, for the great rating. I'm glad to know your experience with Waterstone Mortgage was positive.
  • K
    Kevin L K
    Niceville, FL
    Posted on April 6th, 2026 04:15 PM
    was kept up to date thru out the process.
    Reply from Sue Botelho at Waterstone Mortgage ...
    April 6th, 2026 04:21 PM
    I'm glad you felt informed throughout the process, Kevin. Keeping you updated is important to me. If there’s anything else I can assist you with, please don't hesitate to reach out.
  • R
    Rachel H
    Posted on April 5th, 2026 02:01 PM
    Sue Botelho at Waterstone Mortgage NMLS #262520 has received a review with 5 star rating from Rachel H
    Reply from Owner
    April 6th, 2026 04:21 PM
    Thank you!
  • R
    Rachel E H
    FOUNTAIN, FL
    Posted on April 5th, 2026 02:01 PM
    Sue was very attentive to all our questions, and was available at any time needed
    Reply from Sue Botelho at Waterstone Mortgage ...
    April 6th, 2026 02:08 PM
    Congratulations, Rachel, on the new home and we hope you make lots of memories there! Unlike some others, we find that our clients need us in the 'off' hours, and we do everything we can to be available when they need us! This is a big purchase...
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  • R
    Robert D M
    Pensacola, FL
    Posted on April 3rd, 2026 01:27 PM
    Excellent response times . Clearly defined information needed. Friendly and highly professional. A very easy process from start to finish
    Reply from Beth Mangum
    April 3rd, 2026 01:59 PM
    You totally made my day, Mr. M! Thank you for your kind words. It was truly a pleasure!
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    Kaydeen B
    Posted on April 2nd, 2026 03:26 PM
    Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Kaydeen B
  • K
    Kaydeen W
    Panama City, FL
    Posted on April 2nd, 2026 03:26 PM
    My Morgage advisor Heather was very knowledgeable, patient,helpful, communicative very well and also my Realtor Sarah was so friendly and patient during the whole process I so honored and blessed to still find honest and reliable people out...
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    Reply from Heather Calvo
    April 9th, 2026 03:26 PM
    I'm truly appreciative of your encouraging review, Kaydeen. It's wonderful to know that my support, along with Sarah's, made a positive impact on your mortgage process. Your trust means a great deal, and I’m glad to hear that you're recommending...
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    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions