Linda Kirkpatrick
Sr. Loan Originator
Bitburg American High School
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to ... Show More
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Business Hours
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9 AM to 5 PM
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9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Linda went above and beyond for my client. She is very knowledgeable about her busines. Thank you again.
Reply from Linda Kirkpatrick
October 23rd, 2026 05:36 PM
I appreciate your kind words, Marilyn. I'm glad to hear that my efforts made a positive impact for your client. At Waterstone Mortgage, providing knowledgeable and dedicated service is always my goal. Thank you for sharing your experience.
Linda was a pleasure to work with and absolutely outstanding with assisting me throughout the home buying/closing process. Even after closing, she went out of her way to help me with an unforeseen situation. She is the epitome of customer service....
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Reply from Linda Kirkpatrick
October 23rd, 2026 05:37 PM
Thank you for your kind words. I appreciate you and hope you enjoy your home for many years to come.
I had a great experience because I had one of the best people working with me. I didn't encounter any problems with Linda. She extended excellent support with everything I needed assistance with. Linda definitely knows the meaning of being...
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Reply from Linda Kirkpatrick
October 19th, 2026 03:05 PM
I'm grateful for your kind words, Brenda. It's wonderful to know that you had such a great experience and felt supported throughout the process with Waterstone Mortgage. Thank you for sharing your thoughts!
Linda and everyone else was were very kind and helpful. Linda went above and beyond for me!
Reply from Linda Kirkpatrick
October 12th, 2026 01:00 PM
I'm glad to hear that you found my efforts and the support from everyone at Waterstone Mortgage helpful, Seana. Your kind words mean a lot, and I'm thankful for the opportunity to assist you.
Linda Kirkpatrick has received a review with 5 star rating from Matthew L
Reply from Owner
September 29th, 2026 01:43 PM
I'm thankful for the perfect rating, Matthew. It's great to know that your experience with me and Waterstone Mortgage was a positive one.
Linda was fantastic from start to finish! it took is a loooooong time to find our dream house but she was helpful with financing questions for countless homes we were interested in before settling on our final choice. a bog thank you to her...
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Reply from Linda Kirkpatrick
September 22nd, 2026 01:21 PM
I'm glad to hear that I could support you throughout your home-buying journey, Matt It's rewarding to know that my team at Waterstone Mortgage and I could make the financing process seamless, especially given your unique circumstances as a...
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Linda was extremely helpful throughout the entire process. Would definitely reccomend!
Reply from Linda Kirkpatrick
September 18th, 2026 01:52 PM
I'm glad I could be of help throughout the process, Kellen. Thank you for recommending me and for your kind words about your experience with Waterstone Mortgage.
Linda is the absolute best!!! She made the loan experience the absolute best and I had added her to our preferred list of Linder.
Reply from Linda Kirkpatrick
September 8th, 2026 01:15 PM
Thank you for your kind words, Jessica. I'm glad to know that your loan experience was positive enough to add me to your preferred list. It was a pleasure working with you!
Linda Kirkpatrick has received a review with 5 star rating from Michael
Reply from Owner
September 2nd, 2026 01:52 PM
Thank you for the great rating, Michael. I'm pleased to know that your experience with me was positive.
Working with Linda
Reply from Linda Kirkpatrick
September 9th, 2026 05:54 PM
I'm happy to hear that working with me was a positive experience for you, Michael. Thank you for the great rating!
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About
Linda Kirkpatrick is a trusted mortgage professional with more than 35 years of experience helping homebuyers and homeowners throughout Florida's Emerald Coast achieve their homeownership goals. A Florida Panhandle native with deep ties to the military community, Linda specializes in VA, FHA, conventional, jumbo, first-time homebuyer, and refinance loans. Her extensive background in every facet of mortgage lending gives clients confidence and peace of mind throughout the financing process. Known for her personalized service, attention to detail, and commitment to building lasting relationships, Linda is dedicated to helping every client find the right mortgage solution for their unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
VA, FHA, USDA and Conventional Mortgages
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Education
- Bitburg American High SchoolHigh School Diploma
Positions
- Waterstone Mortgage - Mortgage Loan OfficerMay 16th, 2025 - Current
Memberships
- Emerald Coast Board of Realtors
Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS# 484680
Awards
Top Producing Loan...
Achievements
- Top Producer from 2011 - 2024
Hobbies
- Traveling
- Playing with my 2 fur babies
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions