

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Amazing, fast and nice!
Reply from Sue Botelho at Waterstone Mortgage ...
April 19th, 2026 03:11 PM
Thank you for the review! Here at Waterstone, we are amazing, fast, and nice! Lol. And we even closed well ahead of the contract, closing date! Enjoy your new home!
Amazing service! Everything was digital for the most part which made everything so much simpler being colocated!
Reply from Sue Botelho at Waterstone Mortgage ...
April 19th, 2026 01:09 PM
Can’t wait for you to get here and see your own home! Thank you for letting us be a part of it and we’re glad that it went easy for you!
Love yall!
Reply from Sue Botelho at Waterstone Mortgage ...
April 18th, 2026 04:02 PM
We love yall, too! Welcome back to the US and enjoy your new home! Thank you for the opportunity to work with you and we are so excited to find out how much you love living here!
Beth is great to do business with: charming, personable, very professional!
Reply from Beth Mangum
April 20th, 2026 05:34 PM
HI, Mr. C! You guys were the absolute most fun, and I'm so happy to have helped you with this move closer to the grands! Congratulations!
Heather is AMAZING! This was almost a year in the making and we finally found the one for the Buyer. Heather answered countless questions and provided differenct financing options thru-ou the home finding process. Thank you Heather for helping...
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Reply from Heather Calvo
April 24th, 2026 03:49 PM
Casey, I'm grateful for your kind words and thrilled to have been part of this journey with you and your family. It's rewarding to know that my support and the financing options I provided helped make your homeownership dreams a reality. If...
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Dawn was super helpful with figuring out what was within my budget and explaining the process for me whenever I lacked sufficient knowledge. She was wonderful through and through
Reply from Owner
April 22nd, 2026 08:39 PM
Angelo, I appreciate your kind words about my assistance with your budget and the process. I'm glad to have been able to support you throughout, and it's great to know you had a positive experience. Thank you for sharing your thoughts!
Dawn was super helpful with figuring out what was within my budget and explaining the process for me whenever I lacked sufficient knowledge. She was wonderful through and
Reply from Dawn Hoffman
April 17th, 2026 01:53 PM
Thank you so much for those kind words! It was an honor to help you and your family with your first home purchase. I hope you make lots of great memories there!
Heather was fine. The underwriting experience was a nightmare.
Reply from Waterstone Mortgage
April 15th, 2026 04:29 PM
Thank you for your feedback. I’m glad to hear that Heather took good care of you along the way!
I do want to acknowledge that your loan was more complex than most. Condotel financing can be challenging, and in this case, the project required...
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Very helpful
Reply from Dawn Hoffman
April 13th, 2026 02:17 PM
Thank you! I’m glad my team and I were able to help you with your new home purchase!
Verry efficient!
Reply from Heather Calvo
April 15th, 2026 07:22 PM
I'm pleased to hear you found my services efficient, Sarah. If there's anything else you need, feel free to reach out anytime.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions