

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
My Morgage advisor Heather was very knowledgeable, patient,helpful, communicative very well and also my Realtor Sarah was so friendly and patient during the whole process I so honored and blessed to still find honest and reliable people out...
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Reply from Heather Calvo
April 9th, 2026 03:26 PM
I'm truly appreciative of your encouraging review, Kaydeen. It's wonderful to know that my support, along with Sarah's, made a positive impact on your mortgage process. Your trust means a great deal, and I’m glad to hear that you're recommending...
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Even though it seemed like a stressful time in our lives, it never felt like we were alone in our struggle to close on the house of our dreams. Everyone involved was able to find the answer to any question or issue we ran into.Thanks again,...
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Reply from Sue Botelho at Waterstone Mortgage ...
April 2nd, 2026 01:53 PM
It can definitely be stressful, especially when you're relocating from another state! We're so happy to have been a part of this and hope you enjoy living in FL!
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Jewel L
As a first time home buyer, Beth made the process very simple and was upfront the entire process.
Reply from Beth Mangum
April 1st, 2026 06:52 PM
I'm so glad you are happy with everything and are in your first home! I'm honored to have been a part of it. You were amazing to work with!
I have been working with Linda for a number of years and she ALWAYS comes through, especially in challenging situations!!I love working with her. We communicate directly throughout the process and actually do become a team with nothing but...
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Reply from Linda Kirkpatrick
April 1st, 2026 01:17 PM
I'm grateful for your support, Steve. It's truly rewarding to work as a team, ensuring the best for our clients, even in challenging situations. The direct communication we share is invaluable. I'm glad to know you're looking forward to our...
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Sue and her team provide an excellent experience every time. They take great care of my clients and always make the process smooth and stress-free.
Reply from Owner
April 2nd, 2026 01:52 PM
Thank you so much and here's to working together again soon!!!
Sue and her team provide an excellent experience every time. They always take great care of my clients and make the process smooth and stress-free.
Reply from Sue Botelho at Waterstone Mortgage ...
April 1st, 2026 01:00 PM
Thank you so much for that, Lynn! You are an excellent Realtor and we appreciate your loyalty! Here's to working a lot more deals together!
Sue and her team made a long and hard process easy to bare.
Reply from Sue Botelho at Waterstone Mortgage ...
April 1st, 2026 01:15 PM
We are so glad to have been a part of this renovation loan with you and Hunter! And we are so excited to see the finished product! We appreciate your business and look forward to you guys making some great memories in your 'new' home!
Great experience with Waterstone Mortgage. The process was fast, the communication was clear. Our loan officer, Beth and her partner Ashley were very helpful and answered all our questions. Would definitely recommend them to anyone looking...
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Reply from Beth Mangum
March 31st, 2026 02:58 PM
Thank you so much, Ms. P! I know the situation you were in was no fun; but you guys were so easy to work with, and I'm so happy we could help. We got there!
Linda made the whole process extremely effecient and easy. She was great to work with.
Reply from Linda Kirkpatrick
March 31st, 2026 02:13 PM
I'm glad to hear that you found the process efficient and easy, Luke. It was a pleasure working with you. If you have any future needs or questions, feel free to reach out anytime.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions