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Ken Jarosz - Loan Originator in Fort Walton Beach, FL

Ken Jarosz

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Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong ...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.99
(24)
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Reviews from Web
  • 5.0
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    Lisa D T
    MIRAMAR BEACH, FL
    Posted on July 7th, 2026 05:22 PM
    Ken was incredibly responsive and easy to work with, he kept me aware of where everything stood in the process and was available for immediate responses to questions. We greatly appreciated working with him!
    Reply from Ken Jarosz
    July 8th, 2026 04:59 PM
    Thank you so much for sharing that feedback — I truly appreciate it. It was a pleasure working with you, and I’m always here if you need anything in the future.
  • 5.0
    Encompass
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    Alex D
    MIRAMAR BEACH, FL
    Posted on July 1st, 2026 12:22 PM
    Smooth transaction, customers felt at ease entire time.
    Reply from Ken Jarosz
    July 8th, 2026 03:19 PM
    Alex, I'm happy to know that the transaction went smoothly and that you felt at ease throughout the process. Thank you for sharing your experience with me.
  • 5.0
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    Daniella D
    GULF BREEZE, FL
    Posted on June 30th, 2026 07:08 PM
    Very communicative and was available when/as needed, answered questions quickly. Fantastic person to work with!
    Reply from Ken Jarosz
    June 30th, 2026 07:32 PM
    Thank you so much for the kind words! It was a pleasure working with you as well. I truly appreciate the communication and teamwork throughout the transaction, and I’m glad I could help make the process smooth for everyone involved. Looking...
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  • 5.0
    Encompass
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    Amber D A
    Crestview, FL
    Posted on June 16th, 2026 03:35 AM
    Ken and the entire team were all so helpful and made this experience even better. Ken was always available to answer my questions and work with me while selling another house to buy a new one. Felt like they went out of their way to help. Would...
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    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Thank you so much for the kind words! It was truly a pleasure helping you through both the sale of your previous home and the purchase of your new one. I know there were a lot of moving pieces, and I'm glad we were able to make the process...
    read more
  • 5.0
    Encompass
    K
    Kayden E R
    CRESTVIEW, FL
    Posted on June 8th, 2026 03:04 PM
    Ken was awesome ! Very helpful through all the grueling paperwork. Highly recommend!!
    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Thank you for your response. It was a pleasure assisting you through the SHIP program. Definitely grueling paperwork there.
  • 5.0
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    Bill H
    Posted on June 8th, 2026 12:00 AM
    Ken was awesome to work with. From initial application all the way to closing, Ken was present and always helpful.
    Reply from Ken Jarosz
    June 15th, 2026 02:18 PM
    Bill, I appreciate your kind words about my assistance throughout the mortgage process. I'm glad I could be present and helpful from start to finish. Thank you for choosing Waterstone Mortgage!
  • 5.0
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    Kayden R
    Posted on June 8th, 2026 12:00 AM
    Ken Jarosz has received a review with 5 star rating from Kayden R
    Reply from Ken Jarosz
    June 15th, 2026 07:08 PM
    Thank you for the review. It was a pleasure working with you!
  • 5.0
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    K
    Kelly H
    Posted on June 7th, 2026 12:00 AM
    Ken at Waterstone mortgage was very helpful in making our mortgage experience very easy. Thank you Ken
    Reply from Ken Jarosz
    June 15th, 2026 02:18 PM
    I'm grateful for your kind words, Kelly. I'm happy to have made the mortgage process easy for you. Thank you for choosing to work with me at Waterstone Mortgage.
  • 5.0
    Encompass
    R
    Rhonda O
    Fort Walton Beach, FL
    Posted on June 4th, 2026 02:17 PM
    Ken made everything easy and enjoyable.
    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Rhonda, I'm pleased to hear that your experience was easy and enjoyable. Thank you for your kind words and for choosing to work with me at Waterstone Mortgage.
  • 5.0
    Encompass
    K
    Kelly W H
    Fort Walton Beach, FL
    Posted on June 4th, 2026 12:52 PM
    Ken was very knowledgeable and helped tremendously
    Reply from Ken Jarosz
    June 17th, 2026 06:22 PM
    Thank you for the kind words! It was a pleasure working with you two! Enjoy your new home! I love it!
  • 10 of 24
    About
    Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong background in all aspects of mortgage lending to help clients make confident home financing decisions. Ken specializes in conventional, FHA, VA, jumbo, second-home, investment property, and refinance loans, serving first-time homebuyers, military families, retirees, and seasoned homeowners alike. Known for his patient, educational approach and commitment to personalized service, Ken guides clients through every step of the mortgage process with clear communication and trusted expertise.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    DSCR Loans
    Bank Statement Mortgages
    Home Equity Loan
    Specialities
    VA Loans
    Conventional loans
    FHA loans
    USDA Rural Housing loans
    Condo financing
    Condotel financing
    Home Equity loans
    HELOCS
    View All
    538
    /850
    Search Rank Score
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    Positions
    • Waterstone Mortgage - Loan Officer
      Mar 18th, 2024 - Current
    • Mortgage One - Loan Officer
      Dec 31st, 2003 - Mar 4th, 2024
    Memberships
    • United States Bowling Association
    • Freepokernetwork.com
    • National Mortgage Licensing System NMLS#483172
    • View All

    Year Started

    2001

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #483172
    Achievements
    • Emerald Coast Bowling Association Hall of Fame
    Hobbies
    • Bowling
    • Golf
    • Bar Texas Hold 'Em poker
    • View All
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions