Ken Jarosz
Loan Originator
Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong ...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ken and the entire team were all so helpful and made this experience even better. Ken was always available to answer my questions and work with me while selling another house to buy a new one. Felt like they went out of their way to help. Would...
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Ken was awesome ! Very helpful through all the grueling paperwork. Highly recommend!!
Reply from Ken Jarosz
June 8th, 2026 08:40 PM
Thank you for your response. It was a pleasure assisting you through the SHIP program. Definitely grueling paperwork there.
Ken was awesome to work with. From initial application all the way to closing, Ken was present and always helpful.
Reply from Ken Jarosz
June 15th, 2026 02:18 PM
Bill, I appreciate your kind words about my assistance throughout the mortgage process. I'm glad I could be present and helpful from start to finish. Thank you for choosing Waterstone Mortgage!
Ken Jarosz has received a review with 5 star rating from Kayden R
Reply from Ken Jarosz
June 15th, 2026 07:08 PM
Thank you for the review. It was a pleasure working with you!
Ken at Waterstone mortgage was very helpful in making our mortgage experience very easy. Thank you Ken
Reply from Ken Jarosz
June 15th, 2026 02:18 PM
I'm grateful for your kind words, Kelly. I'm happy to have made the mortgage process easy for you. Thank you for choosing to work with me at Waterstone Mortgage.
Ken made everything easy and enjoyable.
Reply from Ken Jarosz
June 11th, 2026 02:17 PM
Rhonda, I'm pleased to hear that your experience was easy and enjoyable. Thank you for your kind words and for choosing to work with me at Waterstone Mortgage.
Ken was very knowledgeable and helped tremendously
Reply from Ken Jarosz
June 4th, 2026 04:10 PM
Thank you for the kind words! It was a pleasure working with you two! Enjoy your new home! I love it!
and the entire team over at Waterstone were excellent in getting our loan processed
Reply from Ken Jarosz
June 4th, 2026 04:11 PM
Thank you for the kind words! It was a pleasure working with you two! Enjoy your new home! I love it!
Ken Jarosz has received a review with 5 star rating from Rhonda O
Reply from Ken Jarosz
June 12th, 2026 02:19 PM
Thank you for the great rating, Rhonda. I appreciate your support and am glad to have been part of your experience with Waterstone Mortgage.
Ken was great to work with, he explained the process Sept by Sept so we can understand it , he's a wonderful person to work with you will not be disappointed working with him, what you do not understand he will explained everything to you ,...
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Reply from Ken Jarosz
May 12th, 2026 04:29 PM
Thank you Andrea for the kind words. It was a pleasure assisting you through this journey. Enjoy your new home.
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About
Ken Jarosz is an experienced mortgage professional with more than 20 years of lending expertise and deep roots in Northwest Florida. Having lived in the area for over five decades, he combines extensive local market knowledge with a strong background in all aspects of mortgage lending to help clients make confident home financing decisions. Ken specializes in conventional, FHA, VA, jumbo, second-home, investment property, and refinance loans, serving first-time homebuyers, military families, retirees, and seasoned homeowners alike. Known for his patient, educational approach and commitment to personalized service, Ken guides clients through every step of the mortgage process with clear communication and trusted expertise.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
VA Loans
Conventional loans
FHA loans
USDA Rural Housing loans
Condo financing
Condotel financing
Home Equity loans
HELOCS
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Positions
- Waterstone Mortgage - Loan OfficerMar 18th, 2024 - Current
- Mortgage One - Loan OfficerDec 31st, 2003 - Mar 4th, 2024
Memberships
- United States Bowling Association
- Freepokernetwork.com
- National Mortgage Licensing System NMLS#483172
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Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #483172
Awards
Achievements
- Emerald Coast Bowling Association Hall of Fame
Hobbies
- Bowling
- Golf
- Bar Texas Hold 'Em poker
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions