

Waterstone Mortgage - Fort Walton Beach, FL, Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to...... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ken was incredibly responsive and easy to work with, he kept me aware of where everything stood in the process and was available for immediate responses to questions. We greatly appreciated working with him!
Reply from Ken Jarosz
July 8th, 2026 04:59 PM
Thank you so much for sharing that feedback — I truly appreciate it. It was a pleasure working with you, and I’m always here if you need anything in the future.
The service was okay.
I was required to validate my daily lunch purchases of $4 three to 4 days per week. When I challenged the requirement, I was informed that this was in response to a federal law requirement and that these could be daily payments to a payday...
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Reply from Linda Kirkpatrick
July 6th, 2026 03:36 PM
Sir,Thank you for taking the time to share your feedback. I truly appreciate your kind words about my efforts to help you throughout the process and to continue looking for the best rate available for you.I also understand why the requests...
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Heather is the best!! We’ve worked with her on several homes across two different states, and we will always use her. She’s always available, works so quickly, and is there to help you every step of the way. Thanks for being so amazing , Heather!...
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Heather always goes above and beyond! We have used her for multiple home purchases across the US, and she's phenomenal to work with! She's also available at anytime, and she gets everything done as quickly as possible. We will continue to use...
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Communication, keeping me informed and answering my questions. Sue and her team was available and responsive throughout the entire process.
Reply from Sue Botelho at Waterstone Mortgage ...
July 7th, 2026 01:22 PM
John: Thank you so much for the wonderful review! It was truly a pleasure working with you. I'm so glad you felt informed throughout the process—that's always one of our biggest goals. We know buying a condo (or refinancing) can come with plenty...
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Smooth transaction, customers felt at ease entire time.
Reply from Ken Jarosz
July 8th, 2026 03:19 PM
Alex, I'm happy to know that the transaction went smoothly and that you felt at ease throughout the process. Thank you for sharing your experience with me.
Very communicative and was available when/as needed, answered questions quickly. Fantastic person to work with!
Reply from Ken Jarosz
June 30th, 2026 07:32 PM
Thank you so much for the kind words! It was a pleasure working with you as well. I truly appreciate the communication and teamwork throughout the transaction, and I’m glad I could help make the process smooth for everyone involved. Looking...
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Heather and her team were very quick and efficient throughout the whole process. They promptly answered any questions we had and were able to make the moves up date for closing with no issues. We would recommend everyone to go with them on...
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Reply from Heather Calvo at Waterstone Mortgag...
July 7th, 2026 03:06 PM
Terry, I appreciate you sharing your experience and kind words about my team and me. I'm glad we could assist you efficiently and help with the closing process. Thank you for recommending us for future home purchases!
Thanks for working with us at a distance and for being at closing.
Reply from Linda Kirkpatrick
June 29th, 2026 12:26 AM
I appreciate your kind words, Katherine. I'm glad I could assist you from a distance and be present at the closing. If you have any more questions or need further assistance, feel free to reach out.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions
0 Professionals at Waterstone Mortgage - Fort Walton Beach, FL
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