St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron was super friendly and offered great advice along the loan process. I felt very comfortable asking questions and conversing with him. He was respectful of receiving our approval for all initiations (running credit report timing, home inspection...
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Reply from Ron Ruzicka
June 8th, 2026 01:25 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Both went above and beyond to make my experience as possible. Jeff was available and help me every step of the way. Couldn't have asked for a better person to help me and my family !
Reply from Jeff Fetterhoff
June 2nd, 2026 03:59 PM
It was absolutely our pleasure, Rick. We are thrilled for you and your family on your new home! Thank you for allowing us to be a part of it.
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above and beyond anything I would expect from a Loan Officer he had instant communication and worked overtime and I appreciate all of his work
Reply from Brad Fink
June 8th, 2026 05:51 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Gerry was knowledge and clear throughout the process. He made it easy and stress free despite some barriers due to documents upfront. would definitely recommend Gerry to anyone.
Reply from Gerry Phillips
June 8th, 2026 03:01 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
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West Clay
Matt Maassen was so great to work with on our VA loan for our new build. He made the whole process quick and easy. Highly recommend Matt and First State Bank.
Reply from Owner
June 30th, 2026 12:00 AM
Kendra, thank you for your kind words and recommendation! We're so glad to hear that Matt made your VA loan process for your new home smooth, quick, and easy. Congratulations on your new build, and thank you for choosing First State Bank. We...
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Chesterfield
Chesterfield has received a review with 5 star rating from Rick R
Reply from Owner
June 30th, 2026 12:00 AM
Thanks for the 5-star review, Rick! We value your support and are grateful for the opportunity to serve you.
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Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Kaetlyn R
Reply from Owner
June 30th, 2026 12:00 AM
We appreciate the 5-star review, Kaetlyn! Thank you for choosing our team, it means a lot to us.
Matt was awesome! Felt like we had known him forever. Great communicator! We appreciate everything!
Reply from Matt & Betsy Maassen
June 8th, 2026 02:22 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
They keep me up to date and made the whole process easy.
Reply from Matt & Betsy Maassen
June 8th, 2026 04:14 PM
Thanks for the great feedback. I hope you enjoy your new home!
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Rick worked with us every step of the way.. He answered our calls and returned our text promptly. Everything was very easily understood the way he approached it with us and answered all our questions ..
Reply from Rick Whisman
June 1st, 2026 02:47 PM
Jean, that is great to hear of your favorable experience. Thanks for your trust in me and also the feedback provided.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”