First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Led us through the process and answered all our questions.
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Tracy is amazing to work with and great communicatio. she gets information back to you quickly and accurat.
Overall great communication with us. All issues that came up were resolved quickly in a timely manner. Took care of all of our needs, and felt like we were in good hands during the entire process.
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She is very diligent in her work and gives people a pleasant impression.
thank you very much.
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Todd was wonderful to work with throughout the entire process. He was patient, took the time to explain things in simple terms, and made sure I understood each step along the way. I always felt prepared and supported, and I truly appreciated...
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Reply from Todd Hedger
July 29th, 2026 06:36 PM
Hi Niki,
Thank you for the great review!! It was a pleasure working with you and if you ever need anything please let me know. Congratulations again on your new home!
He has been amazing to work with, attentive and very intentional!! We could not have picked a better lender!
Clear communication & willingness to teach when questions were asked
Thank you!
Jim was always in constant communication so we never had to wonder where we were in the process. Always gave great answers and very friendly and easy to talk to.
Terry is a great communicator and he works hard to get the deal done.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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