First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se...... Show More
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Rick answered my question, informed me what I needed to bring to the office to start the process and kept me informed throughout the process of what was happenin.
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I was always confident that if I emailed Kim a question, she would get back to me asap. That means so much. It was a very positive experience and I would recommend her to anyone purchasing a home.
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Everything went very smoothly with good communication
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Martin did a great job working with us and communicating throughout the process. He worked hard to get aus a great rate and kept an eye on the market to get us locked in at the right time. We will definitely be back with any future mortgage...
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Reply from Martin Still
May 22nd, 2026 05:09 PM
Thank you for the note, Michael, it was great working with you both and congratulations on your new home!
Really appreciated how Chris took the time to walk through all the details and was willing to pick up the phone and answer questions we had even at 9 pm.
Reply from Chris Laughlin
May 22nd, 2026 06:03 PM
I'm glad to hear that my efforts to assist you were helpful. Thank you for your kind words and for trusting First State Bank to take care of the mortgage for you.
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Always taking our calls and guiding us correctly Thank you!
Reply from Ron Ruzicka
May 22nd, 2026 02:10 PM
Emily,
Thanks for the kind words. Please call me anytime if you have questions.
Jeff and his team are professionally friendly. They respond to inquiries quickly. They provide step by step updates regarding their process. My wife and I felt completely satisfied that our concerns were being well handled through out the entire...
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Reply from Jeff Fetterhoff
May 21st, 2026 05:22 PM
It was truly our pleasure, Mike. You and Jennifer are absolutely wonderful to work with. Thank you for trusting us to get it done for you!
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Barry is great to work with.
We were under a time crunch and Jeff bent over backwards make sure oir our loan approval was timely . I highly recommend!!
Reply from Jeff Fetterhoff
May 21st, 2026 05:23 PM
Thank you very much, Jennifer. You and Mike always make it easy!!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Time Zone
Central Standard Time (CST)
Disclaimer
0 Professionals at First State Bank of St. Charles
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