
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communication throughout the proces!!!
Don was available to talk things through whenever we needed (there was a late night call that was especially helpful!) and communication was very good.
Able to trust and communicating was very easy
Phil is not only knowledgable, level headed and gives sound advice, but he is also positive, kind and a pleasure to work with. I have and will continue to recommend him. We move a lot and he makes the experience less stressful and I know we...
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Working with Annette was great, she was extremely communicative and transparent throughout the whole process. Just an overall huge help and we are grateful to have worked with her!
Don and team were fantastic... Amazing experience, made everything easy for me! I will highly recommend Don to others. Thank you Don for being top notch!
Phil was incredibly responsive and very patiently answered all our questions.
Don was an absolute wizard from beginning to end with sharing the most important information quickly to help us make the best decisions. We will definitely be recommending him to other family and friends.
Jim Yarrington has received a review with 5 star rating from Kristen S
Reply from Owner
October 22nd, 2026 12:00 AM
Thank you for the five-star rating! We appreciate your support.
Ask for Don Macpherson if you're buying a house and he will provide you the best experience you can imagine in going through the lending process.
Reply from Owner
October 22nd, 2026 12:00 AM
Thank you for the great review! We're glad Don provided such an excellent experience throughout the lending process.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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