
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Communication was wonderful and the process was efficient throughout
Tracy was a great communicator, always kept me informed along the way.
Very helpful fast. Great customer service. Very prompt with information we need. He made the process so much easier then I expected.
Reply from Martin Still
July 20th, 2026 03:30 PM
Thank you for the reply Kelley. It was a pleasure working with you.
The team was great at communicating and providing me options that were best for our situation.
Chris and his enire team worked extra hard to get everything in order for a quick closing. We breezed through all the paperwork, both online and in person, and everything was done accurately and efficiently.
From the very beginning of getting pre-approved to closing was a very smooth transition & we were so grateful for everyones suppor! We are very excited about being homeowners again! Thank you & your team for everything. Sincerely,Edward & Christina...
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Everything from the agent to the staff.
Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
The communication from Brad was great! I loved the portal. The portal was so user friendly.
Mindy is a rockstar and great to work with!
Reply from Mindy Primm
July 17th, 2026 03:23 PM
Thank you so much! I always wanted to be a rock star! :) I appreciate you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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