First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Melissa was awesome to work with. so kind and always keeping me updated on the process.
Chris is very thorough and helpful
Reply from Chris Laughlin
September 26th, 2026 10:34 PM
Thank you for allowing us to take care of the mortgage for you and Brad!
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Rick was very kind towards us and helped us understand everything we needed to know in order to make the financially best decision about our loan.
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Fantastical
Reply from Jeff Krueger
September 25th, 2026 10:57 PM
David, I'm glad to hear you had a great experience with me at First State Bank of St. Charles. Your feedback is appreciated, and I look forward to assisting you in the future. Hopefully this market turns again where we can get your payment...
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We can say enough nice things about Ron and all of his help with our HELOC. He truly cares about his customers and is very honest man. Ron is someone you can trust with all of your financial needs.
We could not have asked for a better experience as first time omebuyers. Thank you!!!
Reply from Kelly Whitwood
September 25th, 2026 10:23 PM
Thank you Windy! You and Kevin were wonderful to work with! Enjoy your new home!
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Phil was very knowledgeable about CA, quick to respond to any text/phone call, and walked us through every step of the process I would highly recommend Phil
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Enjoyed working with Martin - felt confident in his knowledge and experience.
Reply from Martin Still
September 25th, 2026 04:26 PM
Thank you Marcy. It was a pleasure working with you and Chuck! Congratulations on your new home.
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Smart and attentive. Personable too.
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Fast and efficient communication. Phil was available almost immediately or within a very reasonable time when contacted. Extremely professional and knowledgeable.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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