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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Phil Scaglia
    Encompass
    T
    Todd M
    Overland Park, KS
    Posted on August 24th, 2026 02:44 AM
    Phil is responsive, adaptable, knowledable and a great resource in this process.
  • for
    Barry Allen
    Encompass
    S
    Sena H
    East Lynne, MO
    Posted on August 23rd, 2026 07:42 PM
    Wow!!! Barry was amazing!! He guided me through this whole process and went above and beyond!!! He answered my 100 questions throughly and I couldn't have made it through this without him. I will definitely be recommending him to friends and...
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  • for
    Phil Scaglia
    Encompass
    B
    Betsy S
    Overland Park, KS
    Posted on August 23rd, 2026 12:58 AM
    Great communication and fast response time!
  • for
    Matt & Betsy Maassen
    Encompass
    T
    Tonia C
    FORISTELL, MO
    Posted on August 22nd, 2026 06:24 PM
    Great communication and such a nice guy.
  • for
    Russ Bray
    Encompass
    R
    Ryan B
    SAINT LOUIS, MO
    Posted on August 22nd, 2026 05:13 PM
    Russ went above and beyond to make closing happen for for us on the scheduled closing date
  • for
    Phil Scaglia
    Encompass
    F
    Frank D T
    SUNRISE BEACH, MO
    Posted on August 22nd, 2026 05:08 PM
    Phil was great. The process was so easy and seamless. I was out of the country for most of the process but still communicated with Phil and the company without any trouble.
  • for
    Chris Lee
    Encompass
    M
    Mir Z S
    WASHINGTON, MO
    Posted on August 22nd, 2026 03:42 PM
    Chris was very helpful and always responsive.
    Reply from Chris Lee
    August 23rd, 2026 11:27 PM
    Thanks Mir! I appreciate the nice words and will be in touch as soon as the rates get better.
  • for
    Phil Scaglia
    Encompass
    R
    Rina G K
    Kansas City, MO
    Posted on August 22nd, 2026 03:12 PM
    He answered questions quicklt, even at some less Convenient times due to timezones
  • for
    Russ Bray
    Encompass
    M
    Marilyn B
    SAINT LOUIS, MO
    Posted on August 22nd, 2026 03:05 PM
    Russ went above and beyond for us and helped us close on time.
  • for
    Jenny Zillner
    Encompass
    M
    Marc A W
    BASEHOR, KS
    Posted on August 22nd, 2026 02:03 PM
    The overall experience was fantastic. Jenny was incredible and Adrienne was very prompt in sending paperwork
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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