
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Matt was super nice to work with.
Reply from Matt & Betsy Maassen
June 12th, 2026 04:16 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Brad was very knowledgeable about rvery aspect pf the process. He took the time to explain everything to me and answered every question I had which we numerous. He was available beyond normal business hours too!
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Reply from Brad Fink
June 12th, 2026 03:50 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great customer service
Reply from Nathan Grojean
June 12th, 2026 03:00 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Melissa is the best, moved fast and was very accommodating to my unique situation!
Reply from Melissa Maxwell
June 12th, 2026 02:31 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Great customer service
Reply from Owner
June 30th, 2026 12:00 AM
Thank you so much for the 5-star rating, M.J.! We truly appreciate you taking the time to share your support.
Russ was extremely communicative and I could not have done this without him. I am so happy and thankful because of him.
Reply from Russ Bray
June 10th, 2026 02:50 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Great experience!
Reply from Rick Whisman
June 5th, 2026 02:34 PM
Thanks, Patrick, for taking a moment to reflect on your experience.
Russ derlivers personal, knowledgeable service consistently. We have used his services multiple times and he always provides the proper guidance throughout the process.
Reply from Russ Bray
June 9th, 2026 03:13 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Russ delivers personal, knowledgeable service consistently. We have used his services multiple times and he always provides the proper guidance throughout the process. I have, and will continue to, recommended Russ and First State Bank to friends...
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Reply from Owner
June 30th, 2026 12:00 AM
Roger, thank you for your continued trust and for taking the time to share your experience! We're delighted to hear that Russ has consistently provided the knowledgeable guidance and personal service you deserve. Your recommendations to friends...
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We were going through the home buying process for the first time, and we had a lot of questions. Melissa was more than patient and was extremely helpful. She explained all the different steps in the process of getting our loan sorted out, which...
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Reply from Melissa Maxwell
June 7th, 2026 06:03 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”