St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Don made this process so easy. He maintained clear communication, took the time to answer my questions and kept me updated on changes along the way.
Did a good job
Melissa was awesome to work with. so kind and always keeping me updated on the process.
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Rick was very kind towards us and helped us understand everything we needed to know in order to make the financially best decision about our loan.
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We can say enough nice things about Ron and all of his help with our HELOC. He truly cares about his customers and is very honest man. Ron is someone you can trust with all of your financial needs.
I have known Steve for years, and trusted he knew what he was talking about. He was very knowledgeable and was quick to respond to any and all questions we had along the way.
Jeff was excellent to work with and explained everything in a way that made it easy.
Reply from Jeff Fetterhoff
September 24th, 2026 03:47 PM
It was absolutely my pleasure to be a part of this new chapter for you and Mindy. Thank you for allowing us to be a part of it!
Nathan's professional & very pleasant personality has been very important. He has replied promptly and I was confident in the quality of his advice.
Reply from Nathan Grojean
September 28th, 2026 04:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Ron goes above and beyond and makes sure you understand your numbers. We are so grateful to work with him!
Reply from Ron Ruzicka
September 28th, 2026 02:03 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Communication and transparency
Reply from Rick Whisman
September 22nd, 2026 02:12 PM
Parker thanks so much for your feedback. It was a pleasure helping you and Hope into your first home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”