
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communication and such a nice guy.
Russ went above and beyond to make closing happen for for us on the scheduled closing date
Chris was very helpful and always responsive.
Reply from Chris Lee
August 23rd, 2026 11:27 PM
Thanks Mir! I appreciate the nice words and will be in touch as soon as the rates get better.
Russ went above and beyond for us and helped us close on time.
Kept us informed. Communication was great
Reply from Gerry Phillips
August 22nd, 2026 05:53 PM
Joe/Bernice... It was my pleasure to work with you to get to the finish line. I enjoyed our visits at your home and am hopeful everything turns out well for you both!
Great experience
So far everything is great.
Information relayed in a timely manner and all questions responded to and answered .
Robert was incredibly responsive and put extra time into making sure we got the best product for our situation. I never had to wait to hear from him and his communication was excellent.
Ron is always very quick to respond and is able to answer our questions quickly. He provided fantastic advice to ensure we were getting the most out of our loan. Ron will always be my first call!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”