
St. Louis, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se...... Show More
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We were going through the home buying process for the first time, and we had a lot of questions. Melissa was more than patient and was extremely helpful. She explained all the different steps in the process of getting our loan sorted out, which...
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Ron was super friendly and offered great advice along the loan process. I felt very comfortable asking questions and conversing with him. He was respectful of receiving our approval for all initiations (running credit report timing, home inspection...
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Both went above and beyond to make my experience as possible. Jeff was available and help me every step of the way. Couldn't have asked for a better person to help me and my family !
Reply from Jeff Fetterhoff
June 2nd, 2026 03:59 PM
It was absolutely our pleasure, Rick. We are thrilled for you and your family on your new home! Thank you for allowing us to be a part of it.
above and beyond anything I would expect from a Loan Officer he had instant communication and worked overtime and I appreciate all of his work
Gerry was knowledge and clear throughout the process. He made it easy and stress free despite some barriers due to documents upfront. would definitely recommend Gerry to anyone.
Lake of the Ozarks has received a review with 5 star rating from Kaetlyn R
Matt was awesome! Felt like we had known him forever. Great communicator! We appreciate everything!
They keep me up to date and made the whole process easy.
Rick worked with us every step of the way.. He answered our calls and returned our text promptly. Everything was very easily understood the way he approached it with us and answered all our questions ..
Reply from Rick Whisman
June 1st, 2026 02:47 PM
Jean, that is great to hear of your favorable experience. Thanks for your trust in me and also the feedback provided.
Mindy is very professional , knowledgeable, and timely! She made the first-time home buying process very easy!
Reply from Mindy Primm
June 1st, 2026 04:32 PM
It was a pleasure assisting you with buying your first home. It is my mission to make the financing part easy so you can have fun with the shopping experience. Thank you for the opportunity to be with you on your journey. Best Wishes!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
St. Louis
4Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”
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