Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time...... Show More
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Gerry was knowledge and clear throughout the process. He made it easy and stress free despite some barriers due to documents upfront. would definitely recommend Gerry to anyone.
Gerry with a G is AMAZING!!, he was quick to respond to any form of communication, SUPER NICE, VERY Knowledable and friendly and just and all around great man to work with, my wife and I really enjoyed the experience and appreciate Gerry's...
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Reply from Gerry Phillips
April 29th, 2026 03:28 PM
Wow, Rick... thanks SO much for a super exceptional review. You know how I feel about you and Traci... simply magnificent!! I wish the best for you on your home's renovations and look forward to seeing it when you get them completed!
Great, good,
Reply from Gerry Phillips
April 26th, 2026 07:47 PM
Congrats on your new home, Joe... I wish you the best and always feel free to reach out to me, if you feel I can help!
Gerry did a great job and made my loan process easy all the way until closing
Reply from Gerry Phillips
April 21st, 2026 03:12 PM
Thank you so much for your kind words, Erik! It was truly a pleasure helping you & Tiffani through the loan process, and I’m so glad I could make things feel easy all the way to closing. I’m grateful for the opportunity to be part of such an...
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Professional, timely, responsive, friendly, knowledgeable, made the process extrememly easy! Would highly recommend!
Reply from Gerry Phillips
April 18th, 2026 06:39 PM
Thank you very much, Tiffani. You & Erik were wonderful & a delight to work with. I'm confident you will be delighted with your new condo! Enjoy the Lake!!
Every one made it so easy. Gerry is a rock star. Thanks for everything.
Reply from Gerry Phillips
April 5th, 2026 12:21 PM
Thanks, Mike... I am beyond delighted for you & Tammy. You 2 are super-awesome people!
..........
Reply from Gerry Phillips
March 31st, 2026 07:35 PM
thank you so much for the 5 stars, Wendi... that is very sweet & kind of you! Praying that you enjoy your new condo!
Gerri work really hard for us to get us the best Rate and quick closing time
Reply from Gerry Phillips
March 30th, 2026 02:57 PM
Thank you, Steve. I am so happy for you & Wendi to begin creating magnificent/delightful memories at the Lake!
Thank you guys for everything ❤️
Reply from Gerry Phillips
March 23rd, 2026 06:44 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Gerry made us feel comfortable thru the process. Answered all of our questions and made it an easy step by step loan process. Would definitely recommend Gerry.
Reply from Gerry Phillips
March 17th, 2026 07:12 PM
I am so happy that we worked together to bring your home ownership to life. You were so kind and helpful through a mortgage process that can sometimes not be so kind. We made it through a lot & you actually landed a great deal on your home!...
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Search Rank ScoreLearn More →
312
/850
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org