St. Louis, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
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Mindy is very professional , knowledgeable, and timely! She made the first-time home buying process very easy!
Reply from Mindy Primm
June 1st, 2026 04:32 PM
It was a pleasure assisting you with buying your first home. It is my mission to make the financing part easy so you can have fun with the shopping experience. Thank you for the opportunity to be with you on your journey. Best Wishes!
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Mindy was quite knowledgeable and experienced, and she sounded like she kind of went to bat for me to get a better deal, and was also forthright and honest with me.I was very pleased with her services, and feel like she may have helped me get...
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Reply from Mindy Primm
June 1st, 2026 04:33 PM
Thank you for the opportunity to work with you Ken! It has been my pleasure.
Great communication and clarity
Reply from Melissa Maxwell
June 2nd, 2026 06:45 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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I have worked with Rick for several years. He always provide excelletnt service!
Reply from Rick Whisman
May 28th, 2026 03:17 PM
Thanks Brad as I appreciate your continued support and feedback.
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Ron's knowledge, skill and experience guided us through a seamless financing journey. His expertise guided us through the largest and smallest bumps along the way to which we are extremely grateful! We have absolutely no hesitation in recommending...
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Reply from Ron Ruzicka
June 1st, 2026 02:24 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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Chesterfield
Financial officer,Ron Ruzicka’s knowledge, skill and experience guided us through a seamless financing journey. His expertise guided us through the largest and smallest bumps along the way to which we are extremely grateful! We have absolutely...
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Reply from Owner
May 30th, 2026 12:00 AM
Nina, thank you for the incredible review and kind words about Ron! We’re thrilled to hear his knowledge, experience, and guidance helped make your financing journey a smooth one. Ron is truly a valued part of our team, and we appreciate your...
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All good very pleased
Reply from Russ Bray
June 1st, 2026 06:27 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
personally not knowing much of anything about the process of purchasing a home , Matt and Betsy were always available to help and guide me in the right direction. Very organized and on top of their work Highly recommend for FTHB and other purchasers....
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Reply from Matt & Betsy Maassen
June 1st, 2026 06:38 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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West Clay
Matt and Betsy are extremely knowledgeable and professional. Helped me get into my home when others where not able to. Thank you both!
Reply from Owner
June 30th, 2026 12:00 AM
Thank you for sharing your experience, Justin! We're delighted to hear that Matt and Betsy were able to help you achieve your homeownership goals when others could not. Congratulations on your home, and thank you for choosing First State Bank...
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Great communication and extremely fast and easy process. Everyone told me it was a long and annoying process and that bankers are hard to work with but that was quite the opposite with Chris.
Reply from Chris Lee
June 1st, 2026 07:35 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org”