Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Timely communication with Phil. Online applicaction.
polite, very prompt. Easy to talk with
The process was simple. All of my questions were answered quickly, and I was given options and advice when needed.
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Good communication and organized. Pleasant to work with.
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Loved the on line and reminders by step throughout the process .. very easy
Reply from Todd Hedger
September 10th, 2026 03:31 PM
Dale, Thank you for the great review! Congratulations on your new home, please let me know if you have any questions or need anything! Todd
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Phil was very helpful throughout the process and always had answers to my questions. I was very appreciative of him requiring me to take a first time home buyer course, it was very informative.
Very thorough.
Reply from Chris Laughlin
September 8th, 2026 08:38 PM
Thank you for allowing us to assist you with your mortgage.
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Phil was patient and a trusted expert every step of the way. He was also human, and fantastic to talk to. Great trust builder when wiring more money than you have ever wired in your life.
BeReal Jim just was just fantastic . Wales us through every step of the process and made us feel so comfortable
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I got my initial loan with Todd and then called him again for a refinance. Great guy! Easy to work with, smart and most important, trust worthy. I've referred 4 others and they've all been as happy as I was.
Reply from Todd Hedger
September 8th, 2026 12:26 PM
Hi Clinton, Thank you for the great review! It is always a pleasure working with you and thank you for the referrals. Stay in touch and let me know if you need anything.
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org