Kansas City, Overland Park, KS
Overland Park, KS
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Reviews from Web
Everyone was professional, Knowledgeable and Courteous
Reply from Owner
August 10th, 2026 12:00 AM
Thank you, Les, for your five-star review! We’re glad our team provided the professional, knowledgeable and courteous service you deserve.
Mostly, ok because applying for a loan just is not fun. I had some trouble uploading documents. Most of the hassle was on the IT side and the "Done" versus "submit" button that is hard to find because of having to scroll. I was in IT and that...
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Everyone was Professional, Knowledgable and Courteous
I had a great experience working with Phil Scaglia throughout the home-buying process. He was extremely knowledgeable and helped me navigate everything from start to finish. Communication was always great—he was responsive, clear, and took...
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Reply from Owner
August 10th, 2026 12:00 AM
Esteban, thank you for sharing such a thoughtful review! We’re so glad Phil was there to provide clear communication, answer your questions and help make your home-buying experience a smooth one. We truly appreciate your recommendation!
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Tracy was available and very quick with responses. Fantastic to work with!
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I had a great experience with Phil. He did a great job at explaining the borrowing process to me and was very good at answering my all of my questions.
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Phil is excellen! From start to finish communications were promp, straight forward and clear.
Fast And efficient work from someone who was happy to help us!
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Everyone was nice to deal with . Todd Hedger was like lighting on answering any questions I had. The whole team was a delight
Reply from Todd Hedger
August 6th, 2026 12:33 PM
HI Anne, Thank you for your great review! It was amazing to work with you and congratulations on your beautiful new home. Welcome back to KC!
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Todd was amazing and always ontop of the loan process and worked great with all the parties envolved.
Reply from Todd Hedger
August 5th, 2026 03:09 PM
Randy, thank you for the great review! Hope you enjoy your beautiful new home, stay in touch and let me know if you need anything!
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org