
Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Jim was always in constant communication so we never had to wonder where we were in the process. Always gave great answers and very friendly and easy to talk to.
Terry is a great communicator and he works hard to get the deal done.
Todd communicated very well through emails and phone calls. Todd thoroughly explained every step and answered all my questions. The whole process was seamless from start to finish.
Reply from Todd Hedger
July 28th, 2026 12:58 PM
Lora, thank you for the wonderful review! It was a pleasure working with you and if you ever need anything please let me know! Congratulations on your new home!
Tracy was incredibly helpful and kept us up to speed with everything that was going on. She always made sure all our questions were answered and was amazing! We loved our experience with her!
Amazing and quick communication while remaining helpful throughout the entire proces!!
Reply from Scott and Traci Turner
July 27th, 2026 05:03 PM
Thank you and congratulations on your new home!
Good communications and recommendations from
Fantastic all around, from education to communication.
Reply from Chris Laughlin
July 27th, 2026 04:02 PM
Brent: Thank you for allowing me to take care of financing for you again. I hope you love the new house.
Tracy was very good at communicating what she needed and what would be best for us. This is the second time we have used her as a loan officer and she has been great both times. She also keeps me updated on rates even after we close.
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Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org