Tracy Geer
Senior Loan Officer | NMLS # 454646
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se...... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tracy is a true pro!
Her communication with me was great! She worked hard to help me in time of need with getting accomplished quickly. Was great to work with.
Reply from Tracy Geer
June 8th, 2026 06:10 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Tracy was responsive, fast, intelligent, and took time to help me find the best lroduct product for me. I highly recommend Tracy for all mortgage needs.
Reply from Tracy Geer
June 1st, 2026 02:29 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Tracy and her team were extremely personable and responsive. She explained every aspect of the process in reasonable, digestible terms. They were very organized and met every deadline on or ahead of schedule. Documentaction and data transfers...
read more
Reply from Tracy Geer
May 25th, 2026 05:56 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy is very knowledgeable and knows what works well for different loan plans. We have used her more than once and greatly appreciate her friendliness and thoroughness. The best!
Reply from Tracy Geer
May 11th, 2026 02:55 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Made the process easy and communicated well!
Reply from Tracy Geer
May 11th, 2026 01:32 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
She did a great job explaining everything to us along the way and was very responsive!
Reply from Tracy Geer
May 11th, 2026 03:53 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Working with the team made things simple
Reply from Tracy Geer
May 8th, 2026 04:54 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
She was always very friendly and quick to answer any questions we had.
Reply from Tracy Geer
May 7th, 2026 07:35 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
We have worked with Tracy on three home purchases, and every time she has been excellent. Kind, communicative, and beyond helpful. I would recommend her to anyone!
Reply from Tracy Geer
April 20th, 2026 05:51 PM
I really appreciate the feedback and look forward to working with you again.
10 of 352
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
View All
Search Rank ScoreLearn More →
306
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org