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Kansas City, Overland Park, KS
Overland Park, KS

We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Jenny was very knowledgeable and helped us through the whole process. Answered all our questions and helped us make good decisions
Reply from Jenny Zillner
September 28th, 2026 01:13 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Easy process
Reply from Terry & Peter O'Neill
September 28th, 2026 08:43 PM
Thanks for the great feedback. I hope you enjoy your new home!
I’ve worked with Phil on numerous purchase and refinance transactions over the past 20+ years, and he continues to exceed my expectations every single time. He has an amazing talent for taking complex, high-stakes deals and making them feel...
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Reply from Phil Scaglia
September 28th, 2026 06:50 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Easy experience
Reply from Phil Scaglia
September 28th, 2026 02:14 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
I am unhappy that our loan was sold to Rocket Mortgage when Barry knew we were going to recast the mortgage as soon as possible after the sale of our previous house. Rocket Mortgage has been a nightmare to deal with.
Reply from Barry Allen
September 28th, 2026 04:19 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Although so many things kept popping up Peter did everything in his power to make our loan happen.
Reply from The O'Neill Team
September 21st, 2026 03:48 PM
Thanks Bobbi, we were so happy to assist you all to purchase your new home. Enjoy!!
You both made this experiance amazing, through great communication and helping my fiance and I understand the process!
Reply from Scott and Traci Turner
September 28th, 2026 07:35 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
I’ve worked with Phil on numerous purchase and refinance transactions over the past 20+ years, and he continues to exceed my expectations every single time. He has an amazing talent for taking complex, high-stakes deals and making them feel...
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Reply from Owner
October 3rd, 2023 12:00 AM
Brook, we are glad to hear Phil provided you with top-notch service! We appreciate the feedback!
Buying a home can be scary. The office made it very smooth.
Reply from Barry Allen
September 25th, 2026 04:13 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Doreen and the rest of your incredible staff worked very quickly to bring this loan to a very early closing. They all went above and beyond to guide me through the process and answer all of my questions. I always had very prompt responses to...
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Reply from Doreen Hansen
September 25th, 2026 02:35 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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About
We’re a full-service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Year Started
1867
Time Zone
Central Standard Time (CST)
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org