Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t...... Show More
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I had an amazing experience working with Chris. From start to finish, he made the entire home‑buying process incredibly smooth and stress‑free. He explained everything clearly, answered all our questions with patience, and kept us updated every...
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Reply from Chris Laughlin
May 13th, 2026 03:59 PM
Shelby: Thank you so much for the kind review... and thank you for making my job easy along the way. You and Matt were a pleasure to work with. I rarely ever have a client ask me what they can do to make my job easier. You two really shocked...
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Chris is very knowledgeable and was willing to work at a pace that helped me close in less than three weeks, without that help I'm not sure I wouldve won the bid on my new home
Reply from Chris Laughlin
May 7th, 2026 02:48 PM
Luke: Yes, we got the loan closed quickly... and your responsiveness when we needed information and/or documentation made our job easy. Thank you for being a great client!
This is the eleventh home we have purchased, and Chris was the best loan officer we have ever worked with. He made certain that we were informed on what would happen and when before we closed. All in all, a very professional and well communicated...
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Really appreciated how Chris took the time to walk through all the details and was willing to pick up the phone and answer questions we had even at 9 pm.
Reply from Chris Laughlin
May 22nd, 2026 06:03 PM
I'm glad to hear that my efforts to assist you were helpful. Thank you for your kind words and for trusting First State Bank to take care of the mortgage for you.
Chris was always so thorough and knowledgeable. He made sure that we understood everything and made us extremely comfortable.
Reply from Chris Laughlin
May 20th, 2026 05:16 PM
Patrick: Thank you for allowing us to take care of your mortgage finance needs once again!
Kind, efficient , accurate, etc
Reply from Chris Laughlin
May 19th, 2026 04:04 PM
Matt: Thank you for the nice review Matt.
It was fast easy and Chris was knowledgeable about how allow the process to work Thanks, Chris
Reply from Chris Laughlin
May 7th, 2026 08:31 PM
Matt: Thank you for letting us take care of the loan for you!
Excellent information and made process seamless
Reply from Chris Laughlin
May 4th, 2026 04:34 PM
Thank you for allowing us to take care of your and Bella's mortgage needs again!
Chris is great to work with, very clear, excellent communicator.
Reply from Chris Laughlin
April 16th, 2026 04:31 PM
Thank you for allowing us to take care of the loan for you Emily!
Chris was incredibly informative and explained everything in a way that we could easily comprehend. We felt very comfortable working with Chris. He is truly a valuable asset to your company..
Reply from Chris Laughlin
April 9th, 2026 04:06 PM
Tina: Thank you for the kind review. I was a pleasure working with you and Diana. :)
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Serving
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org