Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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I had an amazing experience working with Chris. From start to finish, he made the entire home‑buying process incredibly smooth and stress‑free. He explained everything clearly, answered all our questions with patience, and kept us updated every...
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Reply from Chris Laughlin
May 13th, 2026 03:59 PM
Shelby: Thank you so much for the kind review... and thank you for making my job easy along the way. You and Matt were a pleasure to work with. I rarely ever have a client ask me what they can do to make my job easier. You two really shocked...
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Chris is very knowledgeable and was willing to work at a pace that helped me close in less than three weeks, without that help I'm not sure I wouldve won the bid on my new home
Reply from Chris Laughlin
May 7th, 2026 02:48 PM
Luke: Yes, we got the loan closed quickly... and your responsiveness when we needed information and/or documentation made our job easy. Thank you for being a great client!
This is the eleventh home we have purchased, and Chris was the best loan officer we have ever worked with. He made certain that we were informed on what would happen and when before we closed. All in all, a very professional and well communicated...
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Chris takes the time to explain our options and the meaning of the contract. He makes the process easier than it really is. Thank you again for getting us through this life change.
Reply from Chris Laughlin
November 9th, 2026 05:23 PM
Thank you for the kind review. I hope you and Stephany enjoy your new home.
Chris communicated with us consistently throughout the different phases of our loan process. He was kind and very informative. He took the time to break down every step piece by piece and this was especially valuable in our experience as first...
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Reply from Chris Laughlin
November 7th, 2026 05:30 PM
Chelsea: Thank you for the kind review, and allowing us to take care of the mortgage for you.
Very detailed oriented and prompt to respond
Reply from Chris Laughlin
November 2nd, 2026 05:59 PM
Thank you for making my job so easy... answering questions thoroughly, providing documentation quickly, etc. It was a pleasure working with you and Kent!
As first time homebuyers, we really appreciated Chris’ knowledge, experience, and willingness to work around our homebuying timeline and personal schedules. He was very friendly and transparent throughout the process which built our trust for...
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Reply from Chris Laughlin
November 2nd, 2026 06:02 PM
Thank you Scott for allowing me the opportunity to compete for your business... and for deciding to allow me (and First State Bank) to take care of the loan for you and Andrea. I'm glad we were able to provide you a way to reduce the cost of...
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Chris is very thorough and helpful
Reply from Chris Laughlin
September 26th, 2026 10:34 PM
Thank you for allowing us to take care of the mortgage for you and Brad!
Very thorough.
Reply from Chris Laughlin
September 8th, 2026 08:38 PM
Thank you for allowing us to assist you with your mortgage.
Chris was FANTASTIC! My mortgage was extremely specific, coming from Brazil and with several challenges specially because the documents needed are not always provided in the same format as they are in the US, and Chris made every part of the...
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Reply from Chris Laughlin
September 1st, 2026 03:41 PM
Thiago: Yes, your loan was very complicated; but the challenge is what makes the job fun. Thank you for being cooperative providing the documentation we needed, and providing it thoroughly & quickly! I hope you and Renata enjoy your new home....
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org