Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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Kim is an all-round professional. She not only consistently checks to make sure everything is explained to our satisfaction, but also is extremely courteous and truly enjoyable to converse with. Additionally, Kim stays in close contact with...
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Reply from Kim Schultz
September 16th, 2026 03:13 PM
Thank you SO much for the kind words! I am extremely blessed to have such outstanding clients like you and Kevin! So honored that you have allowed me to assist with your financing over the years! Wishing you both ALL-great things in this beautiful...
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Kim is fantastic
Reply from Kim Schultz
September 15th, 2026 04:20 PM
Absolutely LOVED getting to work with you and Michael again! So thrilled everything came together! Enjoy your beautiful new home!
Kim always goes above and beyond for her clients. She worked tirelessly to get our loan ready to go for closing on time!
Reply from Kim Schultz
August 31st, 2026 02:33 PM
Thanks so much Annette! Always love the opportunity to work with you and Mike! So excited for you both, and so happy everything came together on the purchase of this beautiful piece of land!
The level of participation in helping getting closed. Couldn't have done it without Kim
Reply from Kim Schultz
July 22nd, 2026 06:48 PM
Thanks Richard! It takes a village to get these loans to the finish line! Couldn't have done it without your help as well! Congratulations on your beautiful new home!
Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
The communication was excellen!
Reply from Kim Schultz
July 13th, 2026 02:34 PM
Thanks Emily! Enjoyed working with you! You were so prompt getting back to me - it was great! Best of luck in this next chapter, and thanks for allowing me to assist you with the financing!
We love working with Kim! She is an expert and a great communicator.
Reply from Kim Schultz
June 15th, 2026 02:24 PM
Thrilled to assist you with your 6th loan!!!!! Absolutely loved getting to work with you again! So happy everything came together! Wishing you ALL great things in your beautiful new home!
Kim and the team were very attentive, quick to respond and great to find any solutions for anyproblems that arose.
Reply from Kim Schultz
June 9th, 2026 09:47 PM
Thank you so much for allowing me to assist you with the financing of your first home! It was so great working with you, and appreciate ALL your help getting your file to the finish line!
I am not writing a review
Reply from Kim Schultz
June 7th, 2026 03:40 PM
No worries! Thanks again for allowing me to assist with your financing.
Best of luck in your beautiful new home.
Kim and her team provided exceptional service and very prompt communication through out the home loan process. We were able to close in 3 weeks from the initial loan application. I would highly recommend Kim for my family and friends banking...
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Reply from Kim Schultz
May 29th, 2026 05:02 PM
Thank you so much JG! I enjoyed getting to work with you and Deanna, and appreciate the opportunity so much! I would be honored to assist any of your friends or family with their mortgage needs. Wishing you all great things in your beautiful...
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org