Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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Kim is very nice and professional ,she kept me updated on every step of the process and quickly answered all my questions . If you are looking for a smooth process, I highly recommend asking for Kim.
Reply from Kim Schultz
October 29th, 2026 01:48 PM
Thank you so much Scarlett! You were great to work with, and I appreciate ALL your help pulling everything together for the loan! Best wishes on this next chapter in your beautiful new home!
Communication and positivness. Always cheerful.
Reply from Kim Schultz
October 26th, 2026 01:28 PM
Thanks Adele. Enjoyed working with you and Stan! Hope you are getting all settled in your new beautiful home!
Friendly and prompt responses to all questions!
Reply from Kim Schultz
October 23rd, 2026 05:14 PM
Thanks again Jan! Enjoyed working with you and Neil and wishing you all the best in this next chapter! Kim
Our agent recommended Kim and everything could not have gone better. Communication and updates were great and we felt very comfortable through a potentially stressful home purchase.
Reply from Kim Schultz
October 17th, 2026 03:40 PM
Thank you so much Stan! Really enjoyed working with you and Adele! Your new home is just beautiful! Wishing you all the best! Kim
Not a question, Kim is the best! always the best at helping us understand everything and keeping things movjng along!
Reply from Kim Schultz
September 30th, 2026 06:53 PM
Thank you SO much Jason! I appreciate you and Amy allowing me to assist you in the purchase of your beautiful new home! Wishing you all great things in this next chapter!
Kim is an all-round professional. She not only consistently checks to make sure everything is explained to our satisfaction, but also is extremely courteous and truly enjoyable to converse with. Additionally, Kim stays in close contact with...
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Reply from Kim Schultz
September 16th, 2026 03:13 PM
Thank you SO much for the kind words! I am extremely blessed to have such outstanding clients like you and Kevin! So honored that you have allowed me to assist with your financing over the years! Wishing you both ALL-great things in this beautiful...
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Kim is fantastic
Reply from Kim Schultz
September 15th, 2026 04:20 PM
Absolutely LOVED getting to work with you and Michael again! So thrilled everything came together! Enjoy your beautiful new home!
Kim always goes above and beyond for her clients. She worked tirelessly to get our loan ready to go for closing on time!
Reply from Kim Schultz
August 31st, 2026 02:33 PM
Thanks so much Annette! Always love the opportunity to work with you and Mike! So excited for you both, and so happy everything came together on the purchase of this beautiful piece of land!
The level of participation in helping getting closed. Couldn't have done it without Kim
Reply from Kim Schultz
July 22nd, 2026 06:48 PM
Thanks Richard! It takes a village to get these loans to the finish line! Couldn't have done it without your help as well! Congratulations on your beautiful new home!
Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org