Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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Reviews from Web
Great team to work with. Good communication every step of the way.
Reply from Owner
October 7th, 2026 12:00 AM
Thank you, Scotty! We’re glad our team provided great communication and support throughout the process.
Great experience all around! Doreen made everything so simple and I would highly recommend her to everyone!
Reply from Owner
October 7th, 2026 12:00 AM
Thank you, Kelli! We’re so glad you had a great experience and that Doreen made the process simple for you.
Not a question, Kim is the best! always the best at helping us understand everything and keeping things movjng along!
Reply from Kim Schultz
September 30th, 2026 06:53 PM
Thank you SO much Jason! I appreciate you and Amy allowing me to assist you in the purchase of your beautiful new home! Wishing you all great things in this next chapter!
Kim is an all-round professional. She not only consistently checks to make sure everything is explained to our satisfaction, but also is extremely courteous and truly enjoyable to converse with. Additionally, Kim stays in close contact with...
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Reply from Kim Schultz
September 16th, 2026 03:13 PM
Thank you SO much for the kind words! I am extremely blessed to have such outstanding clients like you and Kevin! So honored that you have allowed me to assist with your financing over the years! Wishing you both ALL-great things in this beautiful...
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Kim is fantastic
Reply from Kim Schultz
September 15th, 2026 04:20 PM
Absolutely LOVED getting to work with you and Michael again! So thrilled everything came together! Enjoy your beautiful new home!
Kim always goes above and beyond for her clients. She worked tirelessly to get our loan ready to go for closing on time!
Reply from Kim Schultz
August 31st, 2026 02:33 PM
Thanks so much Annette! Always love the opportunity to work with you and Mike! So excited for you both, and so happy everything came together on the purchase of this beautiful piece of land!
The level of participation in helping getting closed. Couldn't have done it without Kim
Reply from Kim Schultz
July 22nd, 2026 06:48 PM
Thanks Richard! It takes a village to get these loans to the finish line! Couldn't have done it without your help as well! Congratulations on your beautiful new home!
Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
The communication was excellen!
Reply from Kim Schultz
July 13th, 2026 02:34 PM
Thanks Emily! Enjoyed working with you! You were so prompt getting back to me - it was great! Best of luck in this next chapter, and thanks for allowing me to assist you with the financing!
We love working with Kim! She is an expert and a great communicator.
Reply from Kim Schultz
June 15th, 2026 02:24 PM
Thrilled to assist you with your 6th loan!!!!! Absolutely loved getting to work with you again! So happy everything came together! Wishing you ALL great things in your beautiful new home!
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org