Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin...... Show More
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I was always confident that if I emailed Kim a question, she would get back to me asap. That means so much. It was a very positive experience and I would recommend her to anyone purchasing a home.
I don't like that when I was presented with a better rate from another lender that I was made to feel that I was doing something wrong or that I was operating in bad faith when the other lender came back with a lower rate and I asked you to...
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Reply from Kim Schultz
May 9th, 2026 03:27 PM
Keith, I'm sorry you were under the impression that I did not present you the mortgage option that offered the lowest rates, and lowest payment options, as this is what is asked of me when putting together all loan proposals. I am curious what...
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Fast, friendly and good communication
Reply from Kim Schultz
May 6th, 2026 04:23 PM
Thank you for the review, I greatly appreciate it. If you have any questions regarding your loan, please let me know.
Kim is very attentive and takes the extra time and effort to provide the best service for out home purchasing expierence! This is the second time I've used Kim for financing, and I will recommend her to anyone I know looking to buy a house....
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Reply from Kim Schultz
April 29th, 2026 03:22 PM
I am so thrilled & honored to work with you again on the purchase of your beautiful new home! I adore you, too! Please keep in touch, and do not hesitate to reach out if I can help with anything at all!
convenience
Reply from Kim Schultz
April 27th, 2026 12:53 PM
Thanks for allowing me to assist you and Tammie with your financing!
Best of luck with the move and enjoy your beautiful new home.
The whole process
Reply from Kim Schultz
April 14th, 2026 06:24 PM
Thanks for allowing me to assist you with your financing Bryan. Wishing you the best in your new home!
Kim Schultz was truly such a pleasure to work with through this entire process, she honestly feels like family at this point! Kim will ALWAYS be my first choice in Loan Officers, and will ALWAYS be my recommendation to any and all that are...
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Reply from Kim Schultz
April 10th, 2026 03:00 PM
Thank you SO much Matthew! It was so great getting to work with you, and I am absolutely thrilled you found your dream house! Plus, you got the fantastic low rate - the timing of all of this was perfect! Wishing all great things in this next...
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Kim Schultz and Karen Kasey were amazing to work with. They were VERY responsive, helpful, knowledgeable and very pleasant to work with. My highest recommendation for others to work with with.
Reply from Kim Schultz
April 2nd, 2026 02:50 PM
Thank you SO much Zach! You were equally as wonderful to work with! Appreciate your quick response to all our requests! Best of luck with the move, and thanks again for allowing me to assist you with the mortgage.
We hade the pleasure of working with Kim several times. She is professional, kind and fantastic. 10 out of 10 recommended
Reply from Kim Schultz
March 22nd, 2026 05:41 PM
Thank you SO much! You and Alyssa have been wonderful to work with as well!!!! Appreciate the opportunity to assist you with your mortgage needs!!!!!
hfehS was always available
Reply from Kim Schultz
March 12th, 2026 06:57 PM
It was great getting to work with you again! Also enjoying getting to finally meet you at the closing! Thanks again for all your help pulling everything together!
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org