Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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The level of participation in helping getting closed. Couldn't have done it without Kim
Reply from Kim Schultz
July 22nd, 2026 06:48 PM
Thanks Richard! It takes a village to get these loans to the finish line! Couldn't have done it without your help as well! Congratulations on your beautiful new home!
Kim went above and beyond. She truly was remarkable to work with and had amazing communication every step of the way.
Reply from Kim Schultz
July 19th, 2026 02:28 PM
So thrilled for you and Richard, on the purchase of your first home!!!! Best of luck in the next chapter!
Kim Schultz has received a review with 5 star rating from Erin F
Reply from Owner
July 17th, 2026 12:00 AM
Erin, thank you for the 5-star rating! We truly appreciate your trust in First State Bank Mortgage.
The communication was excellen!
Reply from Kim Schultz
July 13th, 2026 02:34 PM
Thanks Emily! Enjoyed working with you! You were so prompt getting back to me - it was great! Best of luck in this next chapter, and thanks for allowing me to assist you with the financing!
Kim Schultz has received a review with 5 star rating from Maggie L
Reply from Owner
July 4th, 2026 12:00 AM
Maggie, thank you for the 5-star rating! We appreciate your support and thank you for choosing First State Bank Mortgage.
We love working with Kim! She is an expert and a great communicator.
Reply from Kim Schultz
June 15th, 2026 02:24 PM
Thrilled to assist you with your 6th loan!!!!! Absolutely loved getting to work with you again! So happy everything came together! Wishing you ALL great things in your beautiful new home!
Kim and the team were very attentive, quick to respond and great to find any solutions for anyproblems that arose.
Reply from Kim Schultz
June 9th, 2026 09:47 PM
Thank you so much for allowing me to assist you with the financing of your first home! It was so great working with you, and appreciate ALL your help getting your file to the finish line!
I am not writing a review
Reply from Kim Schultz
June 7th, 2026 03:40 PM
No worries! Thanks again for allowing me to assist with your financing.
Best of luck in your beautiful new home.
Kim and her team provided exceptional service and very prompt communication through out the home loan process. We were able to close in 3 weeks from the initial loan application. I would highly recommend Kim for my family and friends banking...
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Reply from Kim Schultz
May 29th, 2026 05:02 PM
Thank you so much JG! I enjoyed getting to work with you and Deanna, and appreciate the opportunity so much! I would be honored to assist any of your friends or family with their mortgage needs. Wishing you all great things in your beautiful...
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I was always confident that if I emailed Kim a question, she would get back to me asap. That means so much. It was a very positive experience and I would recommend her to anyone purchasing a home.
Reply from Kim Schultz
May 25th, 2026 01:03 PM
Thank you so much! I was a pleasure getting to assist you with your financing! You were equally as great to work with! Appreciate all your help with everything! Best of luck in your beautiful new home!
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org