Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon...... Show More
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Todd was very personable and was able to walk me through the stressful mess of buying my new home. He answered all my questions in a timely manner and explained everything in good detail
Reply from Todd Hedger
May 19th, 2026 05:28 PM
Hi Morgan, thank you for the great review. It was a pleasure working with you, hope you enjoy your new home. Stay in touch!
Smooth process and fast respons time for any of my questions .
Reply from Todd Hedger
May 14th, 2026 02:31 PM
I'm glad to hear that the process went smoothly and that I could respond quickly to your questions, Alexander. Your satisfaction is important to me, and I appreciate your kind words. If you need any further assistance, please feel free to reach...
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Todd and Team were just terrific! Communication and ease of application and submissions were best ever, and this is my 5th home purchase so experienced rough mortgage Teams. Todd's group is the best I have worked with!
Reply from Todd Hedger
May 13th, 2026 12:40 PM
Nancy, thank you for your review. It was great working with you and hope you enjoy your beautiful new home. Stay in touch and let me know if you need anything.
Thank you so much for all of your help With my beautiful new home.
Reply from Todd Hedger
May 6th, 2026 01:14 PM
You are very welcome! I hope you enjoy your new home, if you ever need anything please let me know.
Todd and his team were fantastic throughout the whole time. He answered calls and questions and made the entire process very easy. Todd took one of the most stressful processes of our life, and made it into an enjoyable experience.
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Reply from Todd Hedger
May 4th, 2026 06:59 PM
Thank you, Brad, for your kind words. I'm glad to hear that I could make the process easier and more enjoyable for you. If you have any questions or need further assistance in the future, please don't hesitate to reach out.
Todd is the best in the business and a trusted advisor.
Reply from Todd Hedger
May 4th, 2026 06:58 PM
Thank you for your kind words, Bill. I'm grateful to be seen as a trusted advisor and to have your confidence in my work. If you ever need assistance in the future, please don't hesitate to reach out.
Todd Hedger is absolutely amazing! He helps make the process as smooth as possible & is a great communicator. We would highly recommend him to everyone.
Reply from Todd Hedger
May 1st, 2026 02:52 PM
Thank you for the great review! Always here to help and appreciate all your recommendations!
More than helpful in every way
Reply from Todd Hedger
April 27th, 2026 02:06 PM
I'm grateful for your kind words, Joan. It's wonderful to know that I could be helpful to you in every way. If you need any further assistance, please feel free to reach out.
Todd was always very respinsive when I had questions
Reply from Todd Hedger
April 2nd, 2026 02:28 PM
I appreciate your words, Jeremiah. It's important to me to be responsive whenever questions arise, and I'm glad I could assist you when needed. If you have any further questions or need assistance, feel free to reach out.
It's always super easy to get through the process.
Reply from Todd Hedger
March 30th, 2026 02:06 PM
Barry, I’m glad to know that you found the process easy. If you ever have more questions or need assistance in the future, please feel free to reach out.
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Search Rank ScoreLearn More →
366
/850
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org