Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd was wonderful to work with throughout the entire process. He was patient, took the time to explain things in simple terms, and made sure I understood each step along the way. I always felt prepared and supported, and I truly appreciated...
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Reply from Todd Hedger
July 29th, 2026 06:36 PM
Hi Niki,
Thank you for the great review!! It was a pleasure working with you and if you ever need anything please let me know. Congratulations again on your new home!
Todd communicated very well through emails and phone calls. Todd thoroughly explained every step and answered all my questions. The whole process was seamless from start to finish.
Reply from Todd Hedger
July 28th, 2026 12:58 PM
Lora, thank you for the wonderful review! It was a pleasure working with you and if you ever need anything please let me know! Congratulations on your new home!
communication. updated every step of the way.
Reply from Todd Hedger
July 13th, 2026 12:29 PM
Good morning Terri, Thank you for your wonderful review. Hope you love the new house, let me know if you need anything. Congrarulations!
Todd was always available to answer to answer our questions quickly and efficiently.
Reply from Todd Hedger
June 29th, 2026 03:58 PM
Hi Martin, Thank you for the great review! Hope you enjoy your beautiful new home, please let me know if you need anything!
Todd was always available for questions and was so personable and friendly! He made my move to Missouri much easier!
Reply from Todd Hedger
June 16th, 2026 05:43 PM
Hi Lynne, Thank you for the great review. Welcome to Missouri and hope enjoy your beautiful new home! Stay in touch and let me know if you need anything!
Wonderful to work with and very responsive when questions were asked.
Reply from Todd Hedger
June 8th, 2026 01:04 PM
Leslie, thank you for the wonderful review. It was great working with you, and I hope you enjoy your beautiful new home!
Have worked with Todd on multiple deals. He is very quick to respond and provides honest actuate answers. Paperwork is easy to fill out.
Reply from Todd Hedger
June 2nd, 2026 02:59 PM
Hi Thom, thank you for the great review. I appreciate it, hope you enjoy your new home.
Todd always makes himself available and is extremely helpful. Additionally the online forms are such a convenience.
Reply from Todd Hedger
June 2nd, 2026 02:59 PM
Hi Melissa, thank you for your great review! Let me know if you ever need anything.
Todd was very personable and was able to walk me through the stressful mess of buying my new home. He answered all my questions in a timely manner and explained everything in good detail
Reply from Todd Hedger
May 19th, 2026 05:28 PM
Hi Morgan, thank you for the great review. It was a pleasure working with you, hope you enjoy your new home. Stay in touch!
Smooth process and fast respons time for any of my questions .
Reply from Todd Hedger
May 14th, 2026 02:31 PM
I'm glad to hear that the process went smoothly and that I could respond quickly to your questions, Alexander. Your satisfaction is important to me, and I appreciate your kind words. If you need any further assistance, please feel free to reach...
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org