Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd Hedger has helped me buy my last two homes! He is very helpful, kept us in the loop, and curteous.
Reply from Todd Hedger
September 23rd, 2026 05:32 PM
Hi Cindy,
Thank you for the wonderful review! It is always a pleasure working with you. If you need anything or have any questions I am always here to help.
Todd did an excellent job throughout the entire mortgage process. He exceeded our expectations with his superior knowledge, responsiveness, and excellent communication skills. He kept us informed, answered our questions clearly, and made the...
read more
Reply from Todd Hedger
September 14th, 2026 01:22 PM
Hi Crystal,
Thank you for the wonderful review! I truly appreciate it and hope you love your beautiful new home. Stay in touch and let me know if you need anything!
Todd
Loved the on line and reminders by step throughout the process .. very easy
Reply from Todd Hedger
September 10th, 2026 03:31 PM
Dale, Thank you for the great review! Congratulations on your new home, please let me know if you have any questions or need anything! Todd
I got my initial loan with Todd and then called him again for a refinance. Great guy! Easy to work with, smart and most important, trust worthy. I've referred 4 others and they've all been as happy as I was.
Reply from Todd Hedger
September 8th, 2026 12:26 PM
Hi Clinton, Thank you for the great review! It is always a pleasure working with you and thank you for the referrals. Stay in touch and let me know if you need anything.
Quick replies ,Great communication
Reply from Todd Hedger
September 2nd, 2026 12:51 PM
Norma, thank you for your great review. Congratulations on your beautiful new home! Let me know if you need anything, here to help!
Answers all questions and concerns promptly, super easy to work with
Reply from Todd Hedger
September 2nd, 2026 12:50 PM
Ron, Thank you for your great review, always a pleasure working with you and your wife. Congratulations on your new home! Stay in touch and let me know if you need anything!
Todd was great, and very helpful with the loan process!!!
Reply from Todd Hedger
September 2nd, 2026 04:20 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
I liked the informational videos as well as that communication was trasparent and easy to understand and he worked with us when we were having issues with HR providing the correct information.
Reply from Todd Hedger
August 21st, 2026 07:09 PM
Tonya, thank you for the great review, it was a pleasure working with you and your family! Congrulations on your beautiful new home!
Great partnership! Thank you.
Reply from Todd Hedger
August 21st, 2026 03:05 PM
Tyler, thank you for your great review! Congratulations on your beautiful new home.
The whole team was very responsive to questions. The entire process was smooth and not at all stressful. Very well done.
Reply from Todd Hedger
August 17th, 2026 01:42 PM
Jonathan, Thank you for the great review! Congratulations on your new home and please let me know if you need anything.
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org