

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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I liked the informational videos as well as that communication was trasparent and easy to understand and he worked with us when we were having issues with HR providing the correct information.
Reply from Todd Hedger
August 21st, 2026 07:09 PM
Tonya, thank you for the great review, it was a pleasure working with you and your family! Congrulations on your beautiful new home!
Great partnership! Thank you.
Reply from Todd Hedger
August 21st, 2026 03:05 PM
Tyler, thank you for your great review! Congratulations on your beautiful new home.
The whole team was very responsive to questions. The entire process was smooth and not at all stressful. Very well done.
Reply from Todd Hedger
August 17th, 2026 01:42 PM
Jonathan, Thank you for the great review! Congratulations on your new home and please let me know if you need anything.
Great service throughout the entire process.
Reply from Todd Hedger
August 17th, 2026 01:41 PM
Thank you for the great review, glad we could help you! If you ever need anything, please let me know.
Everyone was nice to deal with . Todd Hedger was like lighting on answering any questions I had. The whole team was a delight
Reply from Todd Hedger
August 6th, 2026 12:33 PM
HI Anne, Thank you for your great review! It was amazing to work with you and congratulations on your beautiful new home. Welcome back to KC!
Todd was amazing and always ontop of the loan process and worked great with all the parties envolved.
Reply from Todd Hedger
August 5th, 2026 03:09 PM
Randy, thank you for the great review! Hope you enjoy your beautiful new home, stay in touch and let me know if you need anything!
Todd was wonderful to work with throughout the entire process. He was patient, took the time to explain things in simple terms, and made sure I understood each step along the way. I always felt prepared and supported, and I truly appreciated...
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Reply from Todd Hedger
July 29th, 2026 06:36 PM
Hi Niki,
Thank you for the great review!! It was a pleasure working with you and if you ever need anything please let me know. Congratulations again on your new home!
Todd communicated very well through emails and phone calls. Todd thoroughly explained every step and answered all my questions. The whole process was seamless from start to finish.
Reply from Todd Hedger
July 28th, 2026 12:58 PM
Lora, thank you for the wonderful review! It was a pleasure working with you and if you ever need anything please let me know! Congratulations on your new home!
communication. updated every step of the way.
Reply from Todd Hedger
July 13th, 2026 12:29 PM
Good morning Terri, Thank you for your wonderful review. Hope you love the new house, let me know if you need anything. Congrarulations!
Todd was always available to answer to answer our questions quickly and efficiently.
Reply from Todd Hedger
June 29th, 2026 03:58 PM
Hi Martin, Thank you for the great review! Hope you enjoy your beautiful new home, please let me know if you need anything!
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org