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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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  • ManualUpload
    R
    Ruth D
    Merced, CA
    Posted on April 6th, 2023 08:41 PM
    Luis was great to work with and very informative. He was also consistent at checking in to see how I was doing throughout the process and if I had any questions.
  • ManualUpload
    C
    Chaise F
    Oceanside, CA
    Posted on March 24th, 2023 02:17 PM
    Great from start to finish. Friendly and very helpful throughout the whole process.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I sincerely appreciate your positive feedback, Chaise. That you rated my service at West Capital Lending as 5-star means a lot to me. I'm glad to hear that you found the entire process helpful and friendly, as I strive to make every client's...
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    K
    Karolee Q
    Boise, ID
    Posted on January 28th, 2023 07:37 PM
    Thé process was easy and all my questions answered. Very knowledgeable and professional and was in contact thru the process.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thank you for your kind review, Karolee. I'm glad to hear that your cash out refinance process with West Capital Lending went smoothly and that you found our communication satisfactory. We strive to provide excellent service for our clients...
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    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing