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West Capital Lending - Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Jacob made the right choice. He accomplished what he set out to do.
Kathy was the hardest working lender with superb knowledge of our loan. She was very patient with us, from the beginning to the end. She's the real deal and we highly recommend Kathy.
Working with Brian Ramos at West Capitol Lending on my HELOC was a really great experience. He made the whole process quick and easy, and I truly appreciated how helpful and approachable he was throughout. Brian was always pleasant to work...
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I always thought getting a heloc would take 3 weeks but no it took us a week and we didnt even have to get an appraisal. I would recommend Lindsey to everyon.
Process was easy and the team was great to work with
Cristopher Booth did his best to understand What I'm look for . I gonna keep working with his forever . Thanks Cris
Heather went above and beyond on helping us to close this loan!
the best part was she did it with class!! Heather is your person if your getting a loan♥️♥️👏🏻👏🏻👏🏻
Reply from Heather Dempsey
October 16th, 2026 01:30 AM
I'm so pleased to hear that you felt I went above and beyond in helping you close your loan, Virginia. It was a pleasure working with you and being part of your journey with West Capital Lending. Thank you for your kind words!
I am very happy!! Guido was wonderful and very easy to work with!!
Thank you,
Denise Smales
David Tran was very attentive and helpful through the loan process
Ronnie is wonderful! He's personable and genuine, and we truly appreciated his proactive approach, helpfulness, flexibility, and patience throughout the process. He went above and beyond to make sure everything was handled smoothly and that...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing