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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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  • SFTP
    J
    James W
    CLINTON TWP, MI
    Posted on December 30th, 2025 04:00 PM
    went very easy and fast. The only thing we had a hip cup with was our IDs copying them but other than that, it was a great experience thank you very much.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    James, I'm pleased to hear that the process went smoothly and quickly for you. Thank you for sharing your great experience with me.
  • SFTP
    B
    Brenden M
    SAN DIMAS, CA
    Posted on December 16th, 2025 03:03 PM
    Luis made everything very easy and was very quick to get me funded. Appreciate all of the help!
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Glad I could be of help!
  • SFTP
    D
    Dale K
    CASS CITY, MI
    Posted on December 2nd, 2025 10:55 PM
    It was super quick and easy, any questions I had, Luis was quick with a response and clear any concerns!
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Glad I could help!
  • SFTP
    C
    Charles C
    MILLERSVILLE, MD
    Posted on November 30th, 2025 01:09 AM
    It was seamless. Thank you
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Love to hear that!
  • SFTP
    L
    Linda R
    CAMARILLO, CA
    Posted on August 6th, 2025 12:18 AM
    Luis was very responsive when I had questions and even responded while on vacation.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks Linda! It was great working with you!
  • SFTP
    J
    Jill P
    New Bloomfield, PA
    Posted on July 30th, 2025 07:24 PM
    Pretty easy, well explained and executed.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    That’s what I shoot for!
  • SFTP
    D
    Dakota R
    Joppa, MD
    Posted on July 29th, 2025 09:09 PM
    Quick and easy refiannce process
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks Dakota, I appreciate the kind words
  • SFTP
    J
    Jacqueline L
    San Diego, CA
    Posted on July 26th, 2025 01:51 PM
    Enjoyed Luis very much. Not so much the underwriting team. I understand they have heavy work load but the delay in responding at that stage of the process is nerve wrackin.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I’m glad I could do my part!
  • SFTP
    J
    Jaimes C
    Kimberly, ID
    Posted on July 21st, 2025 07:09 PM
    It was fast and easy.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    That is good to hear, thanks!
  • SFTP
    W
    William E
    SOUTHFIELD, MI
    Posted on July 10th, 2025 07:20 PM
    Luis was not pushy, but certainly kept me informed and relayed time sensitive requirements throughout the process. I felt like he was attentive 24/7 despite the 3 hour time zone change
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks for the kind words, glad you felt taken care of!
  • 11–20 of 53
    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing