

Luis Centeno
National Mortgage Broker

I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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went very easy and fast. The only thing we had a hip cup with was our IDs copying them but other than that, it was a great experience thank you very much.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
James, I'm pleased to hear that the process went smoothly and quickly for you. Thank you for sharing your great experience with me.
Luis made everything very easy and was very quick to get me funded. Appreciate all of the help!
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Glad I could be of help!
It was super quick and easy, any questions I had, Luis
was quick with a response and clear any concerns!
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Glad I could help!
It was seamless. Thank you
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Love to hear that!
Luis was very responsive when I had questions and even responded while on vacation.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks Linda! It was great working with you!
Pretty easy, well explained and executed.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
That’s what I shoot for!
Quick and easy refiannce process
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks Dakota, I appreciate the kind words
Enjoyed Luis very much. Not so much the underwriting team. I understand they have heavy work load but the delay in responding at that stage of the process is nerve wrackin.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
I’m glad I could do my part!
It was fast and easy.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
That is good to hear, thanks!
Luis was not pushy, but certainly kept me informed and relayed time sensitive requirements throughout the process. I felt like he was attentive 24/7 despite the 3 hour time zone change
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks for the kind words, glad you felt taken care of!
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About
I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage
FHA Mortgage
Bank Statement Financing
DSCR - Debt Service Credit Ratio Loans
Home Equity Lines of Credit - HELOC
Home Equity Loans
Bridge Loans
Private Money Financing
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2227701
- DRE# 2161943
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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