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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ...... Show More
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Overall Ratings
4.88
(46)
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Reviews from Web
  • 5.0
    SFTP
    P
    Peggy S
    HILLSBORO, MO
    Posted on May 7th, 2026 02:43 PM
    He took the time to give me advice to help me. And I greatly appreciate it. Thank you so much for helping me.
  • 5.0
    SFTP
    D
    Deborah A
    WARREN, MI
    Posted on May 5th, 2026 05:05 PM
    My agent Luis, he walked me through everything and was very patient with me. He answered all of my questions to help me to understand how to get a Equity loan. He is very educated in his role as a Mortgage Broker. I will miss talking and texting...
    read more
  • 5.0
    SFTP
    N
    Nicolette H
    MISSION VIEJO, CA
    Posted on February 28th, 2026 06:17 PM
    Luis has helped guide us though 3 loans now and ever time, his customer service, attention to detail, knowledge and support has been above and beyond excellent ! I recommend him whenever I can.
  • 5.0
    SFTP
    J
    James W
    CLINTON TWP, MI
    Posted on December 30th, 2025 04:00 PM
    went very easy and fast. The only thing we had a hip cup with was our IDs copying them but other than that, it was a great experience thank you very much.
  • 5.0
    SFTP
    B
    Brenden M
    SAN DIMAS, CA
    Posted on December 16th, 2025 03:03 PM
    Luis made everything very easy and was very quick to get me funded. Appreciate all of the help!
  • 5.0
    SFTP
    D
    Dale K
    CASS CITY, MI
    Posted on December 2nd, 2025 10:55 PM
    It was super quick and easy, any questions I had, Luis was quick with a response and clear any concerns!
    Reply from Luis Centeno
    December 10th, 2025 03:29 AM
    Glad I could help!
  • 4.25
    SFTP
    C
    Charles C
    MILLERSVILLE, MD
    Posted on November 30th, 2025 01:09 AM
    It was seamless. Thank you
    Reply from Luis Daniel Centeno
    December 10th, 2025 03:30 AM
    Love to hear that!
  • 4.75
    SFTP
    L
    Linda R
    CAMARILLO, CA
    Posted on August 6th, 2025 12:18 AM
    Luis was very responsive when I had questions and even responded while on vacation.
    Reply from Luis Daniel Centeno
    December 10th, 2025 03:30 AM
    Thanks Linda! It was great working with you!
  • 4.75
    SFTP
    J
    Jill P
    New Bloomfield, PA
    Posted on July 30th, 2025 07:24 PM
    Pretty easy, well explained and executed.
    Reply from Luis Daniel Centeno
    December 10th, 2025 03:30 AM
    That’s what I shoot for!
  • 5.0
    SFTP
    D
    Dakota R
    Joppa, MD
    Posted on July 29th, 2025 09:09 PM
    Quick and easy refiannce process
    Reply from Luis Daniel Centeno
    December 10th, 2025 03:31 AM
    Thanks Dakota, I appreciate the kind words
  • 10 of 46
    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
    169
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing