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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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Reviews from Web
  • SFTP
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    Kristine S
    Dade City, FL
    Posted on October 11th, 2026 04:49 PM
    Luis is very knowledgeable and was an absolute pleasure to work with during the loan process. There was never a time he didn't have solutions and support available when needed. He made the entire process as simple as possible and troubleshooted...
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    Amy S
    LANCASTER, NH
    Posted on October 9th, 2026 02:56 PM
    Luis was amazing. He made sure I was aware and understood all of my options. He made the process quick and easy, while being friendly and knowledgeable as well!
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    Ruth S
    GOODLETTSVILLE, TN
    Posted on September 28th, 2026 07:21 PM
    Luis was very helpful. He was very patient with all questions
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    Jessica G
    VISALIA, CA
    Posted on September 5th, 2026 08:55 PM
    Luis was quick to respond to our questions. The process was easy and quick. Great experience!
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    Linda A
    FEDERAL WAY, WA
    Posted on July 20th, 2026 06:12 PM
    Luis and the team were great to work with. Luis helped me through the process and was always available and responded to my text messages quickly. overall it was a great experience.
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    Jaimes C
    KIMBERLY, ID
    Posted on July 2nd, 2026 06:10 PM
    This is my third time working with Luis so he had all of my information and I felt comfortable asking him any question as always he is so knowledgeable and willing to answer any question I have and just made the process so easy
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    Bonnie F
    STILLWATER, OK
    Posted on June 25th, 2026 01:08 AM
    Luis took the time to explain several steps and factors. He did not talk fast he talked slow and professional. He made time and adjusted his schedule for my convenience. I appreciate the professional courtesy He showed me.
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    June S
    VIRGINIA BEACH, VA
    Posted on June 22nd, 2026 02:35 PM
    Luis returned my calls in a timely manner. He was very patient with me and always addressed all my concerns. He is fantastic!!!
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    Philip B
    CARLISLE, PA
    Posted on June 9th, 2026 07:31 PM
    Much smoother than the last time I had gone through a Real estate mortgage, which required much more footwork and documentation for the loan. This process was entirely online and accepted documents online very quickly. Funding was quick and...
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    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thank you for the kind words, Philip! It was great working with you.
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    Peggy S
    HILLSBORO, MO
    Posted on May 7th, 2026 02:43 PM
    He took the time to give me advice to help me. And I greatly appreciate it. Thank you so much for helping me.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Peggy, it was my pleasure and I appreciate your trust and confidence every step of the way.
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    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing