

West Capital Lending, Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I had a great experience working with this lending company. The entire process was straightforward and easy to understand, and the staff was professional, friendly, and helpful throughout the process. They answered my questions, kept me informed,...
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Mishel was always readily available to answer questions. He explained things very clearly. He was also very professional but friendly and always very patient with me as I navigated this new transaction. It was a pleasure working with Mishel....
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James was always avaliable for my calls with questions or concerns. He was prompt with all followups and very clear with the certain elements I needed to get done applying for the loan. He has an excellent working knowledge of various components...
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Communicates promptly, explains loan information so that you understand . Quick closing of my refi.
Working on my heloc with Brian Ramos is a breeze, he helps keep me informed from the beginning to the end and keeps me updated with all important information therefore I will recommend him for any type of mortgage or refinance don't hesitate...
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Great offers on investment properties were matched by excellent communication and skill to get things done fast!
Mr.Ernest Moore was so nice and helpful during the whole process. It had been almost 25 years since I originally closed on my property. Technology has come a long way, and had left me behind. Thankfully Mr.Ernest was so helpful and patient...
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I have known Joe Total for quite some time now and have processed 3 cases through him so far. He is very honest, straight forward and easy to work with He understood the technicality of each of my cases and assited me on how to complete the...
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Reply from Joe Totah
September 14th, 2026 07:48 PM
Kamran, I truly appreciate your kind words and the trust you have placed in me over the years. Thank you for your recommendation and continued support!
Cole was effective and efficeint. I found the process easier. He understood the medical issue I faced and we worked around them. The loan was obtained and various credit card debts have been paid. This will be a relief for me. Barbara Colman...
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Danny was very helpful and thorough of which options were available for us to obtain cash out from our Refinance. He was very patience and helpful to guide us through the process.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing