Luis Centeno
National Mortgage Broker
I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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Luis was great to work with and we highly recommend him. As a realtor, we do not like to use "online lenders" but I took a chance on him and am glad that I did. He was easy to access whenever I had questions. When the technology wasn't working...
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Reply from Luis Centeno
June 30th, 2026 02:18 PM
Hi Ty, your positive feedback really means a lot. I'm glad that I was able to help you navigate through the process and ensure everything went smoothly. It's always my goal to be readily accessible for any questions or technical issues that...
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Luis offered me all that would serve my purpose. Luis did a great job guiding me thru the process and the computer since I am still learning. I do know that I ever need another loan I will contact Luis again
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thank you for the kinds words, you were excellent on the computer! We all can you a bit of help with technology and different loan information, glad I could help!
I wasn't quite sure what kinds of loan I needed. I was told by my bank that a HELOC was the route we needed to go. Turns out it was not the right choice for us. Luis called and I took a leap of faith and trusted what he was saying to me. The...
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Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thank you so much for trusting me to help with your financial needs. Glad you are now in a better financial situation with better access to that capital!
It was fast and easy
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Ease and efficiency of the entire process made everything a good experience.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks Sheila, glad I could help out and make the process stress-free!
He directed us to FIGURE to get our HELOC. It took less than 10 min to get approved. Got our HELOC funds the following week. So easy!
Reply from Luis Centeno
June 30th, 2026 02:18 PM
You were terrific to work with, just glad I could help!
I have recommended Luis to everyone I’ve had the chance to! He helped us with two-refis after a very frustrating ordeal with another lender who had dropped the ball and cost us thousands! Luis picked the pieces up for us and closed us in record...
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Reply from Luis Centeno
June 30th, 2026 02:18 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Easy and great process working with Luis and Melea. He helped me choose a fixed loan to get out of an adjustable rate that was becoming too expensive to afford.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
I really appreciate the feedback and am looking forward to working with you again.
Process was longer than I expected.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Luis and the Team was great to work with, definitely will recommend to friends and family !
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Glad I was able to help!
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About
I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage
FHA Mortgage
Bank Statement Financing
DSCR - Debt Service Credit Ratio Loans
Home Equity Lines of Credit - HELOC
Home Equity Loans
Bridge Loans
Private Money Financing
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2227701
- DRE# 2161943
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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