

Luis Centeno
National Mortgage Broker

I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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Enjoyed Luis very much. Not so much the underwriting team. I understand they have heavy work load but the delay in responding at that stage of the process is nerve wrackin.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
I’m glad I could do my part!
It was fast and easy.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
That is good to hear, thanks!
Luis was not pushy, but certainly kept me informed and relayed time sensitive requirements throughout the process. I felt like he was attentive 24/7 despite the 3 hour time zone change
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks for the kind words, glad you felt taken care of!
Only Luis made it great. 8-)
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Thanks Lori!
Fast and amazing.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Great working with you, Raymond!
Prompt communication between all team members but especially Luis himself. When one heloc program didn't work he quickly found one that did.
Reply from Luis Centeno
June 30th, 2026 02:18 PM
I am glad I was able to help you find a solution that worked for you!
The process was easy and understandable. Communication was quick. I had ns
Reply from Luis Centeno
June 30th, 2026 02:18 PM
I’m always glad to hear that things went clear and smoothly
The easy and simple that the process was !!
Reply from Luis Centeno
June 30th, 2026 02:18 PM
Music to my ears!
Very professional and helpful
Reply from Luis Centeno
June 30th, 2026 02:18 PM
It was a pleasure to work with you!
All questions answered
Reply from Luis Centeno
June 30th, 2026 02:18 PM
And still here even if you have more in the future!
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About
I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage
FHA Mortgage
Bank Statement Financing
DSCR - Debt Service Credit Ratio Loans
Home Equity Lines of Credit - HELOC
Home Equity Loans
Bridge Loans
Private Money Financing
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2227701
- DRE# 2161943
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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