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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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Reviews from Web
  • SFTP
    J
    Jacqueline L
    San Diego, CA
    Posted on July 26th, 2025 01:51 PM
    Enjoyed Luis very much. Not so much the underwriting team. I understand they have heavy work load but the delay in responding at that stage of the process is nerve wrackin.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I’m glad I could do my part!
  • SFTP
    J
    Jaimes C
    Kimberly, ID
    Posted on July 21st, 2025 07:09 PM
    It was fast and easy.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    That is good to hear, thanks!
  • SFTP
    W
    William E
    SOUTHFIELD, MI
    Posted on July 10th, 2025 07:20 PM
    Luis was not pushy, but certainly kept me informed and relayed time sensitive requirements throughout the process. I felt like he was attentive 24/7 despite the 3 hour time zone change
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks for the kind words, glad you felt taken care of!
  • SFTP
    L
    Lori J
    OKLAHOMA CITY, OK
    Posted on July 9th, 2025 09:29 PM
    Only Luis made it great. 8-)
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks Lori!
  • SFTP
    R
    Raymond R
    Cottonwood, AZ
    Posted on July 3rd, 2025 05:43 PM
    Fast and amazing.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Great working with you, Raymond!
  • SFTP
    G
    Guadalupe D
    Oakland, CA
    Posted on June 9th, 2025 11:17 PM
    Prompt communication between all team members but especially Luis himself. When one heloc program didn't work he quickly found one that did.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I am glad I was able to help you find a solution that worked for you!
  • SFTP
    T
    Tasha B
    Danielsville, PA
    Posted on April 16th, 2025 02:03 PM
    The process was easy and understandable. Communication was quick. I had ns
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I’m always glad to hear that things went clear and smoothly
  • SFTP
    A
    ANNELYS L
    Columbia, TN
    Posted on April 13th, 2025 08:46 PM
    The easy and simple that the process was !!
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Music to my ears!
  • SFTP
    V
    Vicki T
    BONITA SPRINGS, FL
    Posted on April 12th, 2025 05:44 PM
    Very professional and helpful
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    It was a pleasure to work with you!
  • SFTP
    C
    Christy V
    Hixson, TN
    Posted on April 11th, 2025 09:55 PM
    All questions answered
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    And still here even if you have more in the future!
  • 21–30 of 56
    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing