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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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  • SFTP
    M
    Michael S
    CHESAPEAKE, VA
    Posted on March 16th, 2025 01:16 PM
    Very easy process with the online bank/income verification
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Easy, clear, and quick is what I go for. Thanks!
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    Ken C
    Posted on January 22nd, 2025 10:11 PM
    Luis did an amazing job facilitating my home equity loan. He was clear, professional, and concise. Working with him was the easiest I’ve ever experienced in any mortgage or bank loan proceedings. Is very knowledgeable about his field, and willing...
    read more
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • SFTP
    M
    Michael G
    Miami Beach, FL
    Posted on January 21st, 2025 04:49 PM
    Luis is a true professional
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    It’s great to work with you, you are too kind sir!
  • SFTP
    K
    Kenneth C
    Greenland, NH
    Posted on January 19th, 2025 05:23 PM
    From the start of my experience Luis made everything flow very smoothly. He explained how things were going to work every step of the way. His customer service skills are excellent and he really seems to care.If you decide to do business with...
    read more
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    This is what makes my day, thanks Kenneth!
  • SFTP
    D
    Deanna T
    Washington, UT
    Posted on October 30th, 2024 04:29 PM
    Timing was quicker than most
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • SFTP
    D
    Derrick G
    Coweta, OK
    Posted on October 11th, 2024 08:29 PM
    Luis made everything so easy. I appreciate the follow up.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks Derrick! Glad the whole process was as stress free as possible.
  • SFTP
    J
    Juan F
    SAN DIEGO, CA
    Posted on September 26th, 2024 05:22 PM
    Since the first day i was contacted by Luis, he explained and made it clear of how the loans work and how easy the process is. I am very pleased on all he helped me with. Thank you Luis for all the help..
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Hi Juan, Glad you were happy with the process. It was a pleasure working together and I look forward to helping with your financial goals in the future as well!
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    Brett W
    Ambler, PA
    Posted on July 9th, 2024 04:47 PM
    Luis is just a great guy! He made it so easy (even when I tried to make it more difficult). I definitely will tell people about him.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I enjoyed working with you. Thanks for the great feedback.
  • SFTP
    E
    Emigdio C
    Los Angeles, CA
    Posted on June 4th, 2024 06:00 PM
    I'm so glad I reached out to Luis for my loan application. He is personally involved through the whole process, easily reachable for for my questions and concerns. Best part was that he was very knowledgeable and took the time to explain all...
    read more
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thank you Emigido, I do my best to ensure you are fully informed every step of the way. It was a pleasure working together!
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    Charles B
    Manchester, NH
    Posted on May 17th, 2024 04:24 PM
    this process was very easy and Luis was helpful
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Charles, that is great to hear! I always want to be sure you feel at ease with the process.
  • 31–40 of 53
    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing