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Luis Centeno - National Mortgage Broker in Irvine, CA

Luis Centeno

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National Mortgage Broker

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I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years ... Show More
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Reviews from Web
  • SFTP
    S
    Steven K
    Springville, UT
    Posted on April 9th, 2025 02:23 PM
    Luis took my calls and kept me up to daye
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I’m always want to be sure I am available so that you are at ease; thanks!
  • SFTP
    C
    Carlos M
    YUBA CITY, CA
    Posted on April 7th, 2025 12:01 AM
    The process was so smooth and strsss free
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Great! Wouldn’t want it any other way
  • SFTP
    M
    Mitchell R
    Davenport, FL
    Posted on March 17th, 2025 04:10 PM
    From the beginning when Luis and his team spoke to us he had been professional and very supportive and friendly throughout the process
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I am always happy to hear when a process goes smoothly for all parties
  • SFTP
    M
    Michael S
    CHESAPEAKE, VA
    Posted on March 16th, 2025 01:16 PM
    Very easy process with the online bank/income verification
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Easy, clear, and quick is what I go for. Thanks!
  • write_review_unverified
    K
    Ken C
    Posted on January 22nd, 2025 10:11 PM
    Luis did an amazing job facilitating my home equity loan. He was clear, professional, and concise. Working with him was the easiest I’ve ever experienced in any mortgage or bank loan proceedings. Is very knowledgeable about his field, and willing...
    read more
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • SFTP
    M
    Michael G
    Miami Beach, FL
    Posted on January 21st, 2025 04:49 PM
    Luis is a true professional
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    It’s great to work with you, you are too kind sir!
  • SFTP
    K
    Kenneth C
    Greenland, NH
    Posted on January 19th, 2025 05:23 PM
    From the start of my experience Luis made everything flow very smoothly. He explained how things were going to work every step of the way. His customer service skills are excellent and he really seems to care.If you decide to do business with...
    read more
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    This is what makes my day, thanks Kenneth!
  • SFTP
    D
    Deanna T
    Washington, UT
    Posted on October 30th, 2024 04:29 PM
    Timing was quicker than most
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • SFTP
    D
    Derrick G
    Coweta, OK
    Posted on October 11th, 2024 08:29 PM
    Luis made everything so easy. I appreciate the follow up.
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Thanks Derrick! Glad the whole process was as stress free as possible.
  • SFTP
    J
    Juan F
    SAN DIEGO, CA
    Posted on September 26th, 2024 05:22 PM
    Since the first day i was contacted by Luis, he explained and made it clear of how the loans work and how easy the process is. I am very pleased on all he helped me with. Thank you Luis for all the help..
    Reply from Luis Centeno
    June 30th, 2026 02:18 PM
    Hi Juan, Glad you were happy with the process. It was a pleasure working together and I look forward to helping with your financial goals in the future as well!
  • 31–40 of 56
    About
    I am an Independent Mortgage Broker with a background in Economics. Helping clients simplify complex market conditions and empowering their financial decisions. A caring professional who is with you throughout the entire process and years after.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    Bank Statement Financing
    DSCR - Debt Service Credit Ratio Loans
    Home Equity Lines of Credit - HELOC
    Home Equity Loans
    Bridge Loans
    Private Money Financing
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2227701
    • DRE# 2161943
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing