Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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We wanted to close on our house the same day we found it, as most do. Obviously that can't happen, but Erica made it possible to get everything done more quickly and efficiently than we could have imagined! Closed on our home within 2 months...
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We wanted to close on our house the same day we found it, as most do. Obviously that can't happen, but Erica made it possible to get everything done more quickly and efficiently than we could have imagined! Closed on our home within 2 months...
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With my move from Chicago to Florida, Erica was able to make my loan experience as easy as possible. She was very diligent in answering all my questions and concerns. I need to close in a timely fashion and she was able to make that happen....
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Erica made the mortgage experience seamless and painless! She is a joy to work with and always had time for me and any special concerns I had. She also pushed to get us closed on a short timeline and handled all the issues that came up with...
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Erica is a great person to work with once again this is my second time working with her on buying a house. This purchase was tough but Erica was able to manage it all on such short notice I blew up her phone like 100 times just to see what...
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Erica made the entire loan process very easy. She quickly responded to our questions. There was no delay on her end. Erica is very hard-working and was well prepared to have us ready to close our loan ahead of an already tight schedule. Thank...
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My husband and I worked with Erica re: the purchase of our fourth home, so we had other professionals to compare her to, and Erica, by far, was the most dedicated, efficient, knowledgeable, and personal loan officer with whom we have ever dealt....
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Erica was thorough and answered all of our many questions with patience and kindness. She truly was a blessing to us! Her knowledge and professionalism was by far the best we've dealt with yet!! You need a mortgage you need to call Erica!!
Erica's attention to detail and awesome support made for buying my new home a smooth and worry free experience! She worked with me every step of the way to ensure a successful closing.
Erica Hilla helped us get our mortgage to buy our retirement home, She is dedicated, knowledgeable, honest, trustworthy, friendly and a pleasure to do business with. I highly recommend Erica to anyone who is looking to buy or refinance a home...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.