Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Erica was professional and always available
for questions and answered all my questions
She answered questions promptly, and offered useful suggestions.
Constantly given updates, and loan status. Moved our closing date up even though it meant extra work
Erica was fantastic to work with, we interviewed 3 mortgage brokers/companies and chose her for her knowledge, professionalism, responsiveness and can do attitude. The process went pretty easily and highly recommend!
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Erica helped us with everything from A to Z, and beyond! She went out of her way to make sure we were informed every step of the way. We couldn't have done it without her!
Erica helped us with everything from A to Z, and beyond! She went out of her way to make sure we were informed every step of the way. We couldn't have done it without her!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I really appreciate your 5-star review! It was a pleasure working with you, and I’m so glad I could help make the process smooth and stress-free.
If you ever need anything, I’m always happy to assist. Wishing you all the best
As a first-time homebuyer, I was referred to Erica by a trusted credit resource, and I couldn’t have been more pleased with the experience. Erica was consistently transparent, guiding me through each step with clarity and professionalism. She...
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As a first-time homebuyer, I was referred to Erica by a trusted credit resource, and I couldn’t have been more pleased with the experience. Erica was consistently transparent, guiding me through each step with clarity and professionalism. She...
read more
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Hi Michael, Thank you so much for your thoughtful review and the perfect rating! It truly was my pleasure to guide you through the home buying process. Knowing that you found the experience enjoyable and stress-free really made my day. I take...
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Erica made the mortgage process SO simple. She kept us updated at every step along the way. Couldn't have asked for a better experience! Would give her 10 stars if we could!
Erica made the mortgage process SO simple. She kept us updated at every step along the way. Couldn't have asked for a better experience.
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm thrilled to hear that you found the mortgage process simple and straightforward, Bradley! Keeping you informed at each step is part of my commitment to providing excellent service. Thank you so much for your 5-star review. Your feedback...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.