Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Erica is amazing at her job, and goes above and beyond for her customers. She made herself available to us 24/7 to answer any questions we had. This was our first home so there were a lot of questions! Always ready to take a call and make time...
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Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Hello Marissa, Thank you so much for your glowing review. I'm thrilled to hear that you felt supported and informed throughout the process of buying your first home. I understand how overwhelming it can be and I'm glad I could help ease your...
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Erica thoroughly explained the process to refinance our home and kept us updated every step of the way. She’s personable, professional and responds quickly to questions or concerns. We’d definitely use her again, and refer any friends or relatives...
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Erica kept us updated every step of the way and made the process stress free.
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Hi Jay, thank you for leaving such a wonderful review. I'm glad to hear you had a stress-free experience and appreciated the frequent updates. Your satisfaction is my top priority and I'm thrilled your experience with CrossCountry Mortgage,...
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Pleasure working with Erica and assistants. I appreciate the explanation of every step as I was a first time home buyer. Thank you!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm overjoyed to hear about your positive experience, Nicholas! Guiding first-time home buyers like you through each step of the process is a part of my job I truly love. I'm glad that my explanations were helpful to you. Thank you for choosing...
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Erica Hilla - Lower Mortgage has received a review with 5 star rating from Marissa L
Erica Hilla and her expertise
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm thrilled to hear that you had a positive experience working with me, Christopher! Your enthusiastic feedback is heartening, and I'm grateful for the 5-star rating. It's always my goal to offer expert assistance. If you need any further...
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Erica was patient & informative from start to finish. She was always available via text, email & phone to answer all of my questions. Her team were equally excellent. Will definitely use again for future services.
Erica was patient & informative from start to finish. She was always available via text, email & phone to answer all of my questions. Her team were equally excellent. Will definitely use again for future services.
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Thank you so much, Rebecca! Your kind words mean a lot to me. I'm thrilled to hear that you appreciated my availability and the support from my team. We aim to be as accessible and helpful as possible during the mortgage process. I’m looking...
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This is the 10th loan I have closed with Erica, and I keep coming back because she's exceptional and caring. I would never work with anyone else, and that's why I used her this time, even though I could have had closing costs covered by working...
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This is the 10th loan I have closed with Erica, and I keep coming back because she's exceptional and caring. I would never work with anyone else, and that's why I used her this time, even though I could have had closing costs covered by working...
read more
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Hello Hudson, Thank you so much for your generous review and for your continued trust in me and CrossCountry Mortgage, LLC. It's always a pleasure working with you, and I am thrilled to hear that you once again had a positive experience. Your...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.