Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Erica’s communication throughout the entire process was fantastic. She kept everyone updated, was always available to answer any questions I had, and was incredibly responsive and professional from start to finish. As the buyer’s agent, I really...
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Erica was a great communicator
Reply from Erica Hilla
September 22nd, 2026 06:31 PM
I'm glad to hear you found my communication helpful, Adam. At Lower, I aim to ensure a smooth and clear experience for everyone I work with.
Communication and partnership to agent, client, title etc.
Very prompt and efficient process and excellent communication skills.
Reply from Erica Hilla
September 17th, 2026 05:45 PM
I'm pleased to hear that you found the process prompt and efficient, Todd. At Lower, I strive to maintain excellent communication, and it's great to know that it met your expectations.
Erica is a key asset to my real estate business and my go-to referral partner. Client after client is blown away by her service. I’m long overdue on filling one of these out, but her consistency is unmatched. In an industry where guarantees...
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Erica has my full trust that she will deliver the best value that is right for me. her partnership is priceless and we cannot thank her enough once again.
Reply from Erica Hilla
August 31st, 2026 06:46 PM
Brian, I appreciate your trust and am grateful for your kind words. It's wonderful to know that our partnership is valuable to you. Thank you for allowing me to assist you once again.
This process took well over a year and every time we had even the slightest challenge, Erica had a solution at the ready. So there was never a reason to worry. This was our 11th purchase with Erica and we are as thrilled as ever with her service...
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Reply from Erica Hilla
August 31st, 2026 05:14 PM
Hudson, I'm pleased to know that I could provide solutions and ease any concerns throughout your lengthy process. It's wonderful to hear that even after 11 purchases, my service and attention to detail continue to meet your expectations. Thank...
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Erica is a great communicator! She kept us informed during the whole buying process. There were a lot of details involved with my buyers being out of state. Erica had worked with them before and they insisted she was the best and wanted her...
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Erica is the BEST!
Reply from Erica Hilla
August 6th, 2026 03:10 PM
Patricia, thank you for your enthusiastic feedback! I'm grateful to have been able to help, and if you ever need anything else, feel free to reach out.
Erica was wonderful, she walked us through every detail of our loan and never skipped debate. She was a pleasure to work with.
Reply from Erica Hilla
July 24th, 2026 01:09 PM
Cynthia, I'm thankful for your kind words. It's great to hear that you felt well-guided through every detail of your loan. I'm happy to have been a part of the process and am here if you need further assistance.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.