Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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closed
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Erica is knowledgeable and helpful. She goes above and beyond to communicate with clients and help them understand the process. Erica’s follow up and commitment are unmatched!
Erica is knowledgeable and helpful. She goes above and beyond to communicate with clients and help them understand the process. Erica’s follow up and commitment are unmatched!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
It was great working with you. Thanks again for putting your trust in us.
Erica Hilla - Lower Mortgage has received a review with 5 star rating from Roseanne C
Erica is the BEST! She's professional, knowledgeable, responsive and an overall pleasure to work with. I would highly recommend.
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Thank you so much for the kind words, Chad! I'm really glad to hear that you had a positive experience. Being responsive and helpful are qualities I strive to maintain, and your feedback validates my effort, which is deeply appreciated. I was...
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Quite simply, Erica is the BEST. We were so thankful to have her on our side in the process of buying our home in Florida. Erica provided the highest level of service and professionalism from our initial call until the closing table. She was...
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Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Thank you so much for your kind words, Chad! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
Erica and her team were wonderful to work with. They made the mortgage process much easier than I remembered and were there to help every step of the way with rapid response! I highly recommend Erica and Marketplace Home Mortgage for your real...
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Erica and her team were wonderful to work with. They made the mortgage process much easier than I remembered and were there to help every step of the way with rapid response! I highly recommend Erica and Marketplace Home Mortgage for your real...
read more
Erica was a pleasure to work with. It had been about 20 years since I last moved and this time I relocated from Chicago to FL. Erica was very patient and professional during this somewhat stressful time. She is very knowledgeable and worked...
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Erica and her assistant, Ella, were very helpful, friendly and professional throughout the mortgage process. They responded quickly and helped me through some of my home buying insecurities. It's been quite awhile since I purchased a home,...
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Erica is extremely knowledge and a pleasure to work with. Our mortgage was for a second home, which could have been a lengthy and complex process but Erica's attention to detail and commitment helped to ensure a smooth and timely completion....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.