Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
My clients wanted to close asap, she had us ready to close way before the closing date. She made sure my clients had everything they needed and kept me informed throughout the process.
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I enjoyed working with you. Thanks for the great feedback.
Erica Hilla - Lower Mortgage has received a review with 5 star rating from Matthew F
Erica was great in communicating with us and making the process of buying a home very easy! My wife and I appreciate how kind you were to us through the process as well!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Matthew, it's wonderful to know that you found the process of buying a home easy with CrossCountry Mortgage, LLC. I strive to maintain clear communication with all my clients and I'm thrilled that you felt that. I'm equally pleased to hear...
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Erica Hilla - Lower Mortgage has received a review with 5 star rating from Rebecca W
Erica did a phenomenal job as we went through the process of buying our first home. She took the time to explain things to us in a very detailed manner, and was always available week and weekend to email us back when we had questions! I will...
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Reply from Erica Hilla
April 22nd, 2025 04:58 PM
Hello Alexis, thank you for taking the time to leave such a wonderful review! I'm overjoyed to hear about your positive experience with us at CrossCountry Mortgage, LLC. Guiding you through the home buying process was truly my pleasure, and...
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Erica was wonderful to work with! She presented me with my mortgage options and worked wonders to get myself and my family into our home on a tight schedule! I am so thankful for her assistance and expertise!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm absolutely thrilled to hear that you had a positive experience with me at CrossCountry Mortgage, LLC, Roseanne! Your kind words and the 5-star rating mean the world to me. I'm glad I could assist and provide you with the best mortgage options...
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Erica is extremely knowledgeable, kind, and patient. As a first time home buyer she was always available to answer my million questions and helped put my worries at ease.
Erica is kind and professional and always answered my million questions! As a first time home buying I literally had one million!
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm thrilled to hear that you had a positive experience with me at CrossCountry Mortgage, LLC, Sarah! It was my pleasure to assist with your first-time home buying process and answer all your questions - no matter how many you had! Remember,...
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Erica is always so helpful and knowledgeable, she really makes the whole process so much less stressful. She's always a few steps ahead and very quick on resolving any questions or concerns.We will definitely continue to work with Erica in...
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Erica is always so helpful and knowledgeable, she really makes the whole process so much less stressful. She's always a few steps ahead and very quick on resolving any questions or concerns.We will definitely continue to work with Erica in...
read more
Reply from Erica Hilla
April 22nd, 2025 04:58 PM
I'm truly delighted to hear that your experience with me and CrossCountry Mortgage, LLC was a positive one. It's always a pleasure to assist you, Scott, and I aim to make the process as stress-free as possible. Your satisfaction is my top priority...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.