Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great communication
Reply from Bob Chamorro - Lower Mortgage
September 11th, 2026 03:05 AM
I'm glad to hear that you found the communication great, Marlene. If there's anything more I can do for you, please let me know.
Scott made it easy and pleasant. Great experience all around. Thank you Scott fo all that you've done.
Reply from Scott Bradley
May 18th, 2026 08:13 PM
Carson, thank you for your kind words. I'm pleased that you had an easy and pleasant experience with me. If you ever need anything else, feel free to reach out.
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She went above and beyond explaining every step of the process!! Im so glad we had a chance to meet her! 10/10 I would recommend Jill to anyone!
Reply from Jill Taylor
May 18th, 2026 07:15 PM
Steven, I'm grateful for your enthusiastic recommendation and glad to hear that my explanations were helpful throughout the process. It was appreciated meeting you, and I appreciate you sharing your positive experience!
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Took care of things from start to finish. We were not ideal clients and likely wouldn't have made it through the process and closed without Brian!
Reply from Brian Hafner
May 15th, 2026 05:43 PM
Shane, I'm grateful for your kind words and the trust you placed in me throughout the process. It was a pleasure to work with you and ensure everything went smoothly from start to finish. If there's anything more I can do for you, please don't...
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Erica was a true professional!
Reply from Erica Hilla
May 15th, 2026 04:23 PM
Thank you, Jonathan. I'm grateful for your kind words and pleased to know you found my professionalism helpful. If there's anything more I can do for you, please let me know.
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Excellent experience, as always! This is the fourth time I've worked with Chris and he is always extremely responsive, helpful and his team is great. Thanks for the amazing service!
Reply from Chris Murray
May 11th, 2026 07:13 PM
Thank you so much for your continued trust in me. I am so happy for you guys! Best wishes in your new home and here if you need anything!
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Nathan Davis was outstanding as our mortgage broker and helped us successfully close on our condo in PuntaGorda (Burnt Store Marina). As first-time second-home buyers, we had a lot of questions and Nathan was patient, clear, and extremely responsive....
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Reply from Nathan Davis
May 15th, 2026 03:27 PM
Alena, I'm pleased to hear that you had a positive experience with me as your mortgage broker. It’s great to know that my patience and clarity were helpful as you navigated buying your second home. I'm thankful for your recommendation and for...
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It was very easy to submit all the necessary documentation needed to process our loan online. We did not have to meet in the office which saved us a great deal of time.
Reply from Sonya Pitt
May 15th, 2026 03:00 PM
Monica, I'm pleased to hear that the online process for submitting your documentation was convenient and time-saving for you. Making the experience smooth and efficient is a priority for me. If there's anything else I can assist you with, please...
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It's not exactly "you". The process was demanding and felt very intrusive. At times it felt like my privacy was violated (though I understand the need for the information). Murdock Richard was terrific, both professionally and personally.
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Reply from Murdock Richard
May 15th, 2026 02:09 PM
Kurt, I appreciate your honest feedback and understand how the process can feel demanding. I'm glad to hear that you found my support helpful both professionally and personally. If there's anything specific you'd like to discuss or any way...
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Transparent and to the point, nice having someone with you every step of the way and made it a pleasure to do business with.
Reply from Melanie Brown
May 15th, 2026 01:45 PM
Jakob, I'm happy to hear that you enjoyed a transparent and straightforward experience. Knowing that you felt supported every step of the way makes my work truly rewarding. If there's anything more I can assist you with, please feel free to...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.