Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Joanie was very helpful and knowledgeable. She guided us through every step of our loan process.
Reply from Joanie Neal
May 18th, 2026 02:11 PM
Jennifer, I'm glad to hear that you found my guidance helpful and knowledgeable throughout your loan process. It was a pleasure assisting you every step of the way. Thank you for sharing your experience!
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Nikki and her team were great! They were very helpful throughout the whole process of buying a home and felt like they were in my corner giving me advice and helping me even though I felt some of my questions were dumb. I would definitely recommend...
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Reply from Nikki Rogers
May 18th, 2026 08:33 PM
I'm grateful for your kind words, Ricardo. It's appreciated to know that you felt supported throughout your home-buying process. I'm always here to help, and no question is ever too small. Thank you for your recommendation!
Working with Sean was an outstanding experience from start to finish. He was knowledgeable, responsive, and made the entire loan process smooth and stress-free. Sean took the time to explain every step, answered all of our questions quickly,...
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She took ample time and patience to assist us with the purchase of our home! I can express or explain how thankful and appreciative I am to have someone like Bri working my loan! My explanation doesn’t really do justice and I can’t stress that...
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You all helped to make this process as easy as possible! You were always ready to help and we couldn't have done this without you!
Reply from Ashton Mitchell
May 18th, 2026 06:59 PM
Jenna, I'm grateful to hear that I was able to make the process easier for you. It's appreciated to know that my support was helpful. If there's anything else you need, please don't hesitate to reach out.
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Tanner Kneipp
Ontime, Great personal and buisness personality, helpful, etc...
Good communication
Reply from Erik Gross - Lower Mortgage (Hurst,...
May 11th, 2026 06:19 PM
Thank you Wayne. It was a pleasure working with you guys again...so happy we could help. Enjoy your beautiful new home.
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Landon was great at responding promptly to our questions and concerns, and we had tons of questions. He watched interest rates for us and was savvy about waiting till the perfect time to lock in a great rate in this turbulent time of the Iran...
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Reply from Landon Kail
May 18th, 2026 03:56 PM
Kathryn, I'm grateful for your positive feedback and your trust in my ability to guide you through the process. It's good to know that my timely responses and strategy on interest rates were helpful during such a challenging time. Thank you...
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Shawn and Austin were outstanding throughout the entire process. They were completely transparent every step of the way, took the time to make sure I felt comfortable and informed, and made what could have been a stressful experience feel simple...
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Reply from Shawn Milliken
May 14th, 2026 03:04 PM
We appreciate your very kind words Richard! It was an honor to work with you!
Rich is knowledgeable, personable and professional! Like talking to a friend you've known for years! Not only did he meet our needs, he exceeeded them!
Reply from Rich Tibbetts
May 18th, 2026 07:59 PM
ROBERT, I'm so glad to hear that you felt comfortable and well-supported throughout the process. Your kind words mean a lot to me, and I'm pleased to know that I was able to exceed your expectations. Thank you for sharing your experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.