Chris Murray
Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Every step of this process was explained well to me and executed in a timely manner. I appreciate all of the help and guidance Chris and Lower Mortgage provided to fascilitate the house buying experience!
Reply from Chris Murray
May 23rd, 2026 03:23 PM
Thank you, Lauryn! So happy for you! Here if you need anything!
Chris and his team did a great job guiding us through the home buying process and always being available when needed.
Reply from Chris Murray
May 11th, 2026 07:12 PM
Thanks so much, Josh! Best wishes in your new home!
Excellent experience, as always! This is the fourth time I've worked with Chris and he is always extremely responsive, helpful and his team is great. Thanks for the amazing service!
Reply from Chris Murray
May 11th, 2026 07:13 PM
Thank you so much for your continued trust in me. I am so happy for you guys! Best wishes in your new home and here if you need anything!
Great experience working with chris, whole team were professional and responsive.
Reply from Chris Murray
May 11th, 2026 05:00 PM
Thank you for your kind words, Hira. I'm pleased to hear that you had a great experience and found the team professional and responsive. It's always my goal to provide the best support possible. If you need anything else, feel free to reach...
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Chris was always quick to answer any questions and made the process smooth. He made sure to check in on the day of settlement too. We had a quick timeline and he made sure we had no delays!
Reply from Chris Murray
April 25th, 2026 01:46 PM
Thank you so much for the kind words! On behalf of the entire team, we wish you guys nothing but the best in your new home! Please don’t hesitate to reach out if you need anything at all!
Chris was very responsive throughout the whole process, answered all questions, and most importantly, he met deadlines.
Reply from Chris Murray
April 25th, 2026 01:46 PM
Thank you, Josh! Congrats again and best wishes in your new home! Here if you need anything at all!
Easy, fast, great communication
Reply from Chris Murray
April 15th, 2026 01:12 PM
I'm glad to hear that you found the process easy and fast, Kristin. Effective communication is always a priority for me, so I'm pleased it made a positive impact on your experience. Thank you for your kind words and for choosing Lower.
They were pleasant and informative. Always willing to help when needed.
Reply from Chris Murray
April 8th, 2026 03:08 PM
Thank you for sharing your positive experience, Arthur. It was truly important to me to be informative and supportive throughout our time working together. If you ever have more questions or need assistance, please feel free to reach out. I...
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Everyone was informative, patient and respectful. They kept us informed on what was going on. Any questions we had, they were there to answer them and any problem, they were there to help.
Reply from Chris Murray
April 1st, 2026 12:24 PM
Thank you, Rhonda! On behalf of the whole team, we truly appreciate the opportunity to help you through such an important transaction.
The whole team was very helpful and very nice. They helped me with a lot of things I had trouble with and worked long hours to get the deal done.
Reply from Chris Murray
April 8th, 2026 05:02 PM
I appreciate your feedback, Michele. I'm pleased to hear that the team was able to assist you with everything needed and make the process smoother. It's great that we could work together effectively. If you have any further questions or need...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 251895
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.