Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Stephen was ready and available down to the wire. He was informative, pleasant and communicated above and beyond to keep me up to date on every process to ensure a smooth close. Thank you Stephen for your excellent service and making this experience...
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Reply from Stephen Gowen - Team Acopia - Lower...
May 26th, 2026 09:25 PM
My team and I were honored to help you with your home buying experience. Congratulations on your new home, very exciting! Thank you as well for being an awesome client, you were great to work with and make it easy for me and our team. Thank...
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Always on top of everything we needed and answers we're always given in a timely manner
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Extremely easy to work with and a huge advocate for the client, 10/10 recommend
Reply from Jim Fisher
October 8th, 2026 05:49 PM
Thank you Andrew i wish you the best in your new home
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Dalton DePaul
Well it was all about timing, I know the timing was important and next thing you know capital one put a lien on the title. That's not Dalton's fault but this month I have been hurting waiting for 3500 I will never receive, I am behind on my...
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Reply from Dalton DePaul
June 2nd, 2026 05:45 PM
GERALD, I appreciate you sharing your experience and I'm sorry to hear about the financial challenges you're facing. While the situation with the lien is beyond my control, I'm here to support you in any way I can. If you have any further questions...
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Chrisrtyanne actually called me after her company had already told me I could not qualify to refinance. She worked it so I could refinance with her company. I can’t tell you how much I appreciate her. I was going to lose my house and now I’m...
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(Translated by Google) Excellent service and professionalism from all staff
(Original)
Excelente servicio y profesionalismo de todo el personal
Reply from Owner
June 5th, 2026 08:24 PM
Gracias por confiar en nuestro equipo. Le deseamos muchas bendiciones y momentos felices en su nuevo hogar.
Great to work with. Worked with us over a 2 year process to buy or home. With us every step of the way.
Reply from Owner
June 9th, 2026 04:19 PM
Steve, I'm pleased to hear that you found working with me over the two-year process positive. You and Heather were next level on providing information and staying focused on your goal! Being there every step of the way is important to me, and...
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Top Notch Professional
Reply from John Belli
June 2nd, 2026 03:42 PM
Michael, thank you for describing your experience with such positive words. I'm pleased to know you found my service to be top-notch and professional. If you ever need assistance in the future, I'm here to help.
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We appreciate the attention to detail and how quick and efficient everything was done. Thank you so much for everything, we are so excited about our new house!
Reply from Zach Mick
May 26th, 2026 03:42 PM
Thank you so much for the kind words! We truly appreciate the opportunity to help and are so happy everything moved quickly and smoothly for you. Congratulations on your new home - we are excited for you and wish you all the best as you settle...
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This is our 5th time utilizing Banner Mortgage for our mortgage needs. Lisa is amazing, knowledgeable and able to handle whatever comes her way!!
Reply from Owner
May 26th, 2026 03:23 PM
Natalie, thank you so very much for the wonderful review! I am so very thankful you have trusted me with your home financing once again. Please let me know once you have settled in, I'd love to stop by for a visit. I wish you many years of...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.